Cocoa Beach HOA and Condo Fees Compared by Neighborhood

What are HOA and condo fees in Cocoa Beach, Florida?

Fees in Cocoa Beach run from $17 a month at the low end to $1,480 a month at the high end, with a typical neighborhood around $845 a month.

On the barrier island the monthly fee is not a rounding error. At $845 a month, the typical Cocoa Beach fee adds roughly $10,140 a year to your carrying cost, which is real money against your purchase budget.

Here is what every tracked Cocoa Beach neighborhood actually charges, lowest to highest, straight from recent closed sales.

Cocoa Beach fees by neighborhood

Neighborhood	Stated fee	Per year	Median sold
Cleggmoor	No association	$0	$552,500
Forest Isles	No association	$0	$610,000
Cocoa Beach Original Plat	No association	$0	$672,500
Convair Cove	No association	$0	$815,000
Cocoa Isles	No association	$0	$825,000
Sunset Island	No association	$0	$841,000
Venetian Way	No association	$0	$875,000
River Isles	No association	$0	$932,500
Surfside	No association	$0	$950,000
Yacht Haven	No association	$0	$1,045,000
Snug Harbor Estates	No association	$0	$1,210,000
Burchfiel and Bruner	No association	$0	$1,750,000
Bayview Park	$200 a year	$204	$729,000
Spanish Main	$630 to $700 a month	$7,560	$560,000
Sea Oats	$700 a month	$8,400	$410,000
Diamond Bay	$705 to $745 a month	$8,460	$465,000
Hacienda Del Mar	$711 to $1,122 a month	$8,532	$485,000
Beach Winds	$738 to $858 a month	$8,856	$575,000
Majestic Seas	$778 to $793 a month	$9,336	$700,000
Royale Towers	$780 to $835 a month	$9,360	$501,250
Cocoa Beach Club	$785 to $910 a month	$9,420	$425,000
Stonewood Towers	$806 to $947 monthly	$9,672	$639,000
Sandcastles	$830 to $1,090 a month	$9,960	$454,000
Magnolia Bay	$845 to $875 a month	$10,140	$625,000
The Surf at Cocoa Beach	$850 to $1,200 monthly	$10,200	$1,650,000
Windrush	$855 to $884 a month	$10,260	$620,000
River Bend	$860 a month	$10,320	$415,000
Waters Edge	$895 to $1,005 a month	$10,740	$540,000
2100 Towers	$942 to $1,598 a month	$11,304	$505,000
The Mark	$950 to $1,312 a month	$11,400	$555,000
Emerald Seas	$960 to $990 a month	$11,520	$650,000
Windward East	$970 to $980 a month	$11,640	$505,000
Xanadu	$995 monthly	$11,940	$659,000
Boardwalk	$1,050 to $1,075 a month	$12,600	$585,000
The Constellation	$1,480 to $1,500 a month	$17,760	$855,000

The Cocoa Beach neighborhoods with no association

Twelve of them report no association fee at all: Cleggmoor, Forest Isles, Cocoa Beach Original Plat, Convair Cove, Cocoa Isles, Sunset Island, Venetian Way, River Isles, Surfside, Yacht Haven and 2 more.

No fee is not the same as no cost. Nobody is funding a roof reserve, nobody is insuring a shared structure, and nobody is stopping the boat in the driveway next door. On a barrier island the reserve question matters, so understand what you are taking on yourself before you treat a zero as a win.

Why the range is this wide

Buildings cost more than streets

A condominium fee covers the roof, the exterior, the elevator, the insurance on the structure and usually water. A single family association covers a sign, a landscape contract and maybe a pool. That is most of the gap right there, and it is why comparing a $1,480 condo fee to a $17 homeowners fee tells you nothing on its own.

Oceanfront exposure

Buildings that face the Atlantic carry higher insurance and harder maintenance cycles than buildings a few streets back. The fee reflects that whether the budget says so plainly or not.

Reserves

Since Florida tightened structural reserve requirements, associations that had been underfunding are catching up, and owners feel it in the fee or in an assessment. Ask for the reserve study and the last two years of minutes before your inspection period ends. Florida's condominium rules are published by the Florida Department of Business and Professional Regulation.

What the fee does not cover

Your fee is not your carrying cost. Add property taxes, your own homeowners or contents policy, and flood coverage where it applies. Millage is published by the Brevard County Property Appraiser, and flood zone data is at FEMA's Flood Map Service Center. Two units in the same building can price very differently on insurance.

FAQ

What is the average HOA fee in Cocoa Beach, FL?

The typical tracked neighborhood runs about $845 a month, roughly $10,140 a year. The full range is $17 to $1,480 a month.

Which Cocoa Beach neighborhoods have no HOA?

Cleggmoor, Forest Isles, Cocoa Beach Original Plat, Convair Cove, Cocoa Isles, Sunset Island and others

Are condo fees higher than HOA fees in Cocoa Beach?

Generally yes, and for good reason. Condo fees cover the building envelope, structural insurance and reserves. Homeowners association fees usually cover common areas only.

Where can I see fees for a specific Cocoa Beach neighborhood?

Every neighborhood has its own page with dues, price history and current listings at livingspacecoast.com/cocoa-beach/.

Related on the Space Coast: HOA fines in Brevard County.