What is the difference between a HELOC and a home equity loan in Brevard County, Florida?

A home equity loan is a lump sum, often at a fixed rate. A HELOC is a revolving credit line with a usually variable rate. Both use your Brevard County home as …

Does it make sense to refinance a home in Brevard County, Florida?

It makes sense when the new loan meets a specific goal and you stay in the home long enough to earn back the closing costs. The CFPB says to consider a refinance only if it meets …

What is the new Aerospace Center of Excellence in Titusville, FL?

The Aerospace Center of Excellence is Eastern Florida State College's new North Brevard training site in Titusville, Florida, opened in October 2026 to prepare technicians for Space Coast launch and aviation employers.

If you have ever watched …

Where should I live if I work at Kennedy Space Center?

Titusville is the natural choice, with a direct run east on SR 405 and the NASA Causeway. Merritt Island, Port St. John, Cocoa and Rockledge all work well. Viera, Suntree and Melbourne are a long daily haul …

Titusville is the northern anchor of Brevard County, sitting on the Indian River Lagoon with Kennedy Space Center and the Merritt Island National Wildlife Refuge right across the water. It is also one of the more approachable price points on the Space Coast. If you are asking how much …

How does storm debris pickup work in Brevard County, Florida?

Brevard County asks unincorporated residents to sort debris, cut limbs into 4-foot lengths, skip bags for yard waste, and set piles on the right-of-way. City residents follow their own city or town website.

A hurricane or …

Should Brevard County buyers worry about asbestos in an older home?

Not automatically. The EPA says you cannot tell by looking, and recommends sampling materials that are damaged or that a renovation would disturb, using an accredited asbestos professional.

Buying an older home on the Space …

Do Brevard County sellers have to disclose lead-based paint?

Yes, for most homes built before 1978. Sellers on Florida's Space Coast must share known lead paint information, hand over the EPA pamphlet, and give buyers a 10-day window to inspect.

If you are shopping for an …

How do you calculate debt-to-income ratio when buying a home in Brevard County?

Add up all your monthly debt payments, then divide by your gross monthly income, which is your pay before taxes and other deductions. The CFPB says lenders use that percentage to gauge your ability …

What is the difference between prequalification and preapproval for a Space Coast home purchase?

Lenders do not use the two terms consistently. The CFPB says prequalification often relies on information you report yourself, while preapproval is more likely to be based on verified information. Neither one is …