Living in Florida's Space Coast
SNUG HARBOR ESTATES
Snug Harbor Estates is the canal neighborhood at the south end of Cocoa Beach where sixteen of the last twenty three listings were waterfront, the median sale was $1,210,000, and there is no mandatory association.
Snug Harbor Estates In Cocoa Beach, Florida
Snug Harbor Estates sits at the south end of Cocoa Beach in the 32931 zip code, much of it in unincorporated Brevard County rather than inside the city limits. Streets include Bay Shore Drive, West Point Drive, Indian Village, Palmer and Point Drive, with West Point Addition platted into the same pocket.
It is the premium water in Cocoa Beach. Sixteen of the last twenty three listings were waterfront on navigable canals to the Banana River, fourteen had a private pool, and docks appear in twelve of the descriptions. At $495 per square foot and a $1,210,000 median it is the most expensive single-family neighborhood in the city.
Twenty two of the twenty three properties reported no association. One carries a voluntary Snug Harbor Estates assessment. That means no architectural committee governing what you build on the water side, which on a canal lot is worth real money.
The houses themselves are mostly 1960s, median build year 1962, from 1,250 to 3,612 square feet, and nineteen of twenty three were single story. Two recent sales were 2025 new construction. What you are buying here is the frontage and the location, and the house is often a candidate for renovation or replacement.
Snug Harbor Estates At A Glance
From the last twelve months of activity across the Snug Harbor Estates sections and West Point Addition.
| Detail | What you get |
|---|---|
| Housing type | Single-family, canal front and interior, mostly one story |
| Home size range | Roughly 1,250 to 3,612 square feet, median about 2,386 |
| Bedrooms and baths | 2 to 6 bedrooms, 1 to 6 baths |
| Lot size | 0.12 to 0.61 acres, median about 0.31 |
| Year built | 1955 to 2025, median 1962 |
| Median sold price | $1,210,000, the highest single-family median in Cocoa Beach |
| Sold price range | $442,000 to $2,250,000 |
| Price per square foot | About $495 median |
| HOA dues | None in twenty two of twenty three sales. One reported a voluntary assessment. |
| Waterfront | 16 of 23, on navigable canals to the Banana River |
| Private pools | 14 of 23 |
| Property tax | About $6,943 median annual, ranging $2,283 to $11,346 |
| Days on market | 29 days median, at about 94 percent of original asking price |
| Location | South Cocoa Beach, much of it unincorporated, 32931 |
Snug Harbor Estates Costs, Honestly
At this price the carrying cost is not dues. It is the water and the insurance.
Flood And Wind Insurance
Quote it before you offerAt least one recent sale sat in an AE flood zone. Elevation certificate, flood zone, roof age and impact rated openings all move the number substantially on a canal lot. We get a real quote before you go under contract.
Seawall, Dock And Lift
The five figure itemsSeawalls, docks and boat lifts all have finite lives and none of them are cheap to replace. On a Snug Harbor purchase the water side of the property deserves as much inspection attention as the roof.
Unincorporated Or City
It changes your servicesMuch of Snug Harbor sits outside the Cocoa Beach city limits in unincorporated Brevard County. That changes which services you receive and which rules apply. We confirm which side of the line an address is on before you write.
Snug Harbor Estates Features
Deep Canal Frontage
Sixteen of twenty three recent listings were waterfront on navigable canals to the Banana River, several with wide corner lots.
Private Docks
Docks appear in twelve of the recent listing descriptions, with boat lifts common alongside them.
No Mandatory Association
Twenty two of twenty three sales reported none. One carries a voluntary assessment.
Pools On Most
Fourteen of twenty three had a private pool, several large screen enclosed saltwater setups.
Between Ocean And River
The neighborhood sits on the narrow strip between the Atlantic and the Banana River, so both are minutes away.
Renovation And Rebuild Territory
A 1962 median build year on the most expensive land in the city means many purchases here are the start of a project. Two 2025 new builds closed in the last twelve months.
Homes For Sale In Snug Harbor Estates
Live MLS listings filtered to the Snug Harbor Estates sections and West Point Addition. Check the waterfront flag on each, because canal and interior lots here are very different purchases.
Snug Harbor Estates Frequently Asked Questions
How much do homes sell for in Snug Harbor Estates?
The median closed price over the last twelve months was $1,210,000, in a range from $442,000 to $2,250,000, at about $495 per square foot. It is the most expensive single-family neighborhood in Cocoa Beach.
Does Snug Harbor Estates have an HOA?
Twenty two of the twenty three recent listings reported no association. One reported a voluntary Snug Harbor Estates assessment. There are no mandatory dues.
Can you keep a boat in Snug Harbor Estates?
Yes. Sixteen of twenty three recent listings were waterfront on navigable canals to the Banana River, and private docks appear in twelve of the descriptions.
Is Snug Harbor Estates inside the Cocoa Beach city limits?
Much of it is not. A significant portion sits in unincorporated Brevard County, which changes which services apply. We confirm this for the specific address.
Are Snug Harbor Estates homes in a flood zone?
At least one recent sale was in an AE zone. Flood zone, elevation and insurance cost vary lot by lot on the canals, and we get a real quote before you go under contract.
How old are the homes in Snug Harbor Estates?
Built between 1955 and 2025 with a median build year of 1962. Many purchases here are renovation or rebuild projects, and two 2025 new builds closed recently.
Is Snug Harbor Estates age restricted?
No. It is an all ages neighborhood.
South Cocoa Beach, On The Canals
Snug Harbor Estates sits at the south end of Cocoa Beach in the 32931 zip code, on Bay Shore Drive, West Point Drive, Indian Village, Palmer and Point Drive, with canals running to the Banana River.
The Atlantic beaches are a short walk or drive east. A1A runs north through Cocoa Beach to Cape Canaveral and Port Canaveral, and south toward Patrick Space Force Base and Satellite Beach. SR 520 west crosses the causeway toward I-95.
Near Snug Harbor Estates In Cocoa Beach
Considering Snug Harbor Estates?
If Snug Harbor Estates is on your list, my partner Nichole and I are the agents to call. We sell Cocoa Beach every week, we know these buildings and these streets, and we will tell you straight whether a place is priced right. Reach out anytime at (321) 212-7676.
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