Indialantic HOA and Condo Fees Compared by Neighborhood

What are HOA and condo fees in Indialantic, Florida?

Fees in Indialantic run from $120 a month at the low end to $3,515 a month at the high end, with a typical neighborhood around $970 a month.

On the barrier island the monthly fee is not a rounding error. At $970 a month, the typical Indialantic fee adds roughly $11,640 a year to your carrying cost, which is real money against your purchase budget.

Here is what every tracked Indialantic neighborhood actually charges, lowest to highest, straight from recent closed sales.

Indialantic fees by neighborhood

Neighborhood	Stated fee	Per year	Median sold
South Sea Village	No association	$0	$439,000
Ocean Park	No association	$0	$451,500
Sea Isle Village	No association	$0	$482,500
Atlantic Gardens	No association	$0	$484,000
Putnam Park	No association	$0	$500,000
Bar Harbor Colony	No association	$0	$557,000
Terrace Shores	No association	$0	$557,500
Stuart Terrace	No association	$0	$560,000
Indialantic Oaks	No association	$0	$610,000
Indialantic Heights	No association	$0	$619,000
Sandpines	No association	$0	$659,100
Piper Palms	No association	$0	$725,000
Tradewinds Terrace	No association	$0	$749,000
Shady Shores	No association	$0	$751,000
Rio Lindo	No association	$0	$1,800,000
Mosswood	$120 median a month, reported on 1 of 3 listings	$1,440	$735,000
Indialantic Sections	$250 median a month, reported on 1 of 26 listings	$3,000	$733,000
River Shores East	$350 median a month, reported on 6 of 6 listings	$4,200	$735,500
The Dunes at Oceanside	$495 median a month, reported on 16 of 16 listings	$5,940	$503,500
Rio Villa	$515 median a month, reported on 25 of 26 listings	$6,180	$800,000
Indialantic By the Sea	$575 median a month, reported on 23 of 77 listings	$6,900	$670,000
The Sanctuary	$581 median a month, reported on 13 of 13 listings	$6,972	$912,500
The Casuarina Club	$582 median a month, reported on 3 of 3 listings	$6,984	$515,000
The Dunes of Indialantic	$677 median a month, reported on 4 of 4 listings	$8,124	$500,000
The Palm Beach Condominium	$750 median a month, reported on 5 of 5 listings	$9,000	$1,087,450
Oceanside Village	$757 median a month, reported on 24 of 24 listings	$9,084	$492,450
Villager Condo	$864 median a month, reported on 8 of 8 listings	$10,368	$540,000
The Commodore Club	$866 median a month, reported on 9 of 9 listings	$10,392	$575,000
Islamorada Condo	$912 median a month, reported on 4 of 4 listings	$10,944	$450,000
Ocean Sands	$970 median a month, reported on 5 of 5 listings	$11,640	$572,500
Vizcaya Oceanfront	$1,010 median a month, reported on 7 of 7 listings	$12,120	$714,425
Magnolia Key	$1,100 median a month, reported on 6 of 6 listings	$13,200	$814,000
Eden Estates	$1,200 median a month, reported on 3 of 4 listings	$14,400	$585,000
Sandy Kaye	$1,200 median a month, reported on 5 of 5 listings	$14,400	$805,000
Riviera	$1,241 median a month, reported on 2 of 4 listings	$14,892	$575,000
Abacos	$1,260 median a month, reported on 3 of 3 listings	$15,120	$1,400,000
Aspinwall	$1,486 median a month, reported on 3 of 3 listings	$17,832	$462,500
The Cloisters	$1,500 median a month, reported on 15 of 15 listings	$18,000	$898,750
Coral Reef	$1,600 median a month, reported on 3 of 3 listings	$19,200	$930,000
Windward Cove at Oceanside	$1,665 median a month, reported on 4 of 4 listings	$19,980	$372,500
2795 Ocean	$1,800 median a month, reported on 5 of 5 listings	$21,600	$2,500,000
Silver Palm Condo	$2,760 median a month, reported on 3 of 3 listings	$33,120	$575,000
Royal Palm Condo	$3,515 median a month, reported on 6 of 6 listings	$42,180	$650,000

The Indialantic neighborhoods with no association

Fifteen of them report no association fee at all: South Sea Village, Ocean Park, Sea Isle Village, Atlantic Gardens, Putnam Park, Bar Harbor Colony, Terrace Shores, Stuart Terrace, Indialantic Oaks, Indialantic Heights and 5 more.

No fee is not the same as no cost. Nobody is funding a roof reserve, nobody is insuring a shared structure, and nobody is stopping the boat in the driveway next door. On a barrier island the reserve question matters, so understand what you are taking on yourself before you treat a zero as a win.

Why the range is this wide

Buildings cost more than streets

A condominium fee covers the roof, the exterior, the elevator, the insurance on the structure and usually water. A single family association covers a sign, a landscape contract and maybe a pool. That is most of the gap right there, and it is why comparing a $3,515 condo fee to a $120 homeowners fee tells you nothing on its own.

Oceanfront exposure

Buildings that face the Atlantic carry higher insurance and harder maintenance cycles than buildings a few streets back. The fee reflects that whether the budget says so plainly or not.

Reserves

Since Florida tightened structural reserve requirements, associations that had been underfunding are catching up, and owners feel it in the fee or in an assessment. Ask for the reserve study and the last two years of minutes before your inspection period ends. Florida's condominium rules are published by the Florida Department of Business and Professional Regulation.

What the fee does not cover

Your fee is not your carrying cost. Add property taxes, your own homeowners or contents policy, and flood coverage where it applies. Millage is published by the Brevard County Property Appraiser, and flood zone data is at FEMA's Flood Map Service Center. Two units in the same building can price very differently on insurance.

FAQ

What is the average HOA fee in Indialantic, FL?

The typical tracked neighborhood runs about $970 a month, roughly $11,640 a year. The full range is $120 to $3,515 a month.

Which Indialantic neighborhoods have no HOA?

South Sea Village, Ocean Park, Sea Isle Village, Atlantic Gardens, Putnam Park, Bar Harbor Colony and others

Are condo fees higher than HOA fees in Indialantic?

Generally yes, and for good reason. Condo fees cover the building envelope, structural insurance and reserves. Homeowners association fees usually cover common areas only.

Where can I see fees for a specific Indialantic neighborhood?

Every neighborhood has its own page with dues, price history and current listings at livingspacecoast.com/indialantic/.