Living in Florida's Space Coast
MOSSWOOD
Mosswood is the single-family neighborhood in Indialantic where $735,000 was the median across three closed sales in the last twelve months, the association runs about $120 a month, and three of three had a private pool. Built 1984 to 2002.
Mosswood In Indialantic, Florida
Mosswood sits in Indialantic, in the 32903 zip code, on Monaco and Mosswood. Over the last twelve months three of the three properties I tracked here actually closed, at a $735,000 median.
The housing stock is 3 single-family homes, built 1984 to 2002. The size range runs 1,970 to 3,431 square feet, which is wide enough that the neighborhood median tells you very little about any one property. Price it off the comparable sales on that street, not the plat.
Sellers closed at about 93 percent of original list, one of the softer ratios on the beachside. That usually means listings started high and cut more than once, not that buyers are stealing anything.
The association reports at about $120 a month across 1 of the 3 listings. At that level what the fee covers and whether the reserves are funded matters more to your real monthly cost than the purchase price does.
Mosswood At A Glance
Every figure below comes from the last twelve months of Indialantic market data for this neighborhood. Nothing here is an estimate.
| Detail | What you get |
|---|---|
| Housing type | 3 single-family homes |
| Home size range | Roughly 1,970 to 3,431 square feet, median about 2,302 |
| Bedrooms and baths | three to four bedrooms, two to three baths |
| Lot size | 0.31 to 0.32 acres, median about 0.31 |
| Year built | 1984 to 2002, median 1986 |
| Median sold price | $735,000 over the last twelve months |
| Sold price range | $685,000 to $875,000 |
| Price per square foot | About $298 median |
| HOA dues | $120 median a month, reported on 1 of 3 listings |
| Waterfront | None of the three recent listings reported water frontage |
| Private pools | 3 of 3 |
| Garage | 3 of 3 listings reported a garage |
| Property tax | About $4,989 median annual, ranging widely with assessment history |
| Days on market | 111 days median, at about 93 percent of original asking price |
| Location | Indialantic, 32903 |
Mosswood Costs, Honestly
The line items that decide what this actually costs you, beyond the purchase price.
Insurance And Flood
Get the quote firstEvery address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.
What The Fee Actually Covers
$120 a month medianA fee is not good or bad on its own. What matters is the budget behind it, whether the reserves are funded, and what has been special assessed in the last three years. I read the budget, the reserve study and two years of minutes before you go under contract.
The Tax Bill Resets
About $4,989 median todayThat is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.
Real Negotiating Room
About 93 percent of original listA 111 day median with closings near 93 percent of the original asking price. That is a narrow gap, so the win here comes from being ready to move rather than from grinding the price.
Mosswood Features
Association On Record
A median of $120 a month across 1 of the 3 listings. I pull the budget, the reserve study and the last two years of minutes before you go under contract.
Pools Are Standard
3 of the last 3 had a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than they do inland, so those get inspected separately from the house.
Original Era Housing
Median year built is 1986. Roof age, wiring and plumbing are the three things that decide both your insurance quote and your first five years of budget.
Garages Are Common
3 of the 3 listings reported a garage, which on the beachside is less common than buyers expect.
Minutes To The Ocean
The Melbourne Causeway lands right here, so downtown Melbourne is five minutes west and the sand is two minutes east.
Sits On The Market
Median days on market was 111. Longer market time is where your negotiating room comes from, and it is also worth asking why one specific property has been sitting.
Homes For Sale Near Mosswood
Nothing is listed inside Mosswood at this moment, which happens in a neighborhood this size. Below is every active Indialantic listing between $450,000 and $1,175,000, the band Mosswood actually trades in. Call me at (321) 212-7676 and I will tell you the day something lists on these streets.
Mosswood Frequently Asked Questions
What do homes sell for in Mosswood?
The median closed price over the last twelve months was $735,000 across three sales, ranging $685,000 to $875,000. Median price per square foot was $298.
Does Mosswood have an HOA?
Yes. The median reported association fee is $120 a month, on 1 of the 3 listings. What it covers varies, so I read the budget, the reserve study and the assessment history before you go under contract.
How far is Mosswood from the beach?
Indialantic is a barrier island city, so the Atlantic is a short walk or a two minute drive from anywhere in the neighborhood. None of these properties carry water frontage on record, which is part of why the pricing sits where it does.
Can you negotiate on price in Mosswood?
Sellers closed at about 93 percent of original list over the last year. That is softer than most of the beachside, which usually means listings started high rather than that buyers are getting bargains. I price the offer off the specific comparable sales, not the neighborhood average.
Are there pool homes in Mosswood?
Yes. 3 of the 3 properties have a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than inland, so I have those inspected separately from the structure.
What are property taxes like in Mosswood?
The median bill on record is about $4,989, but that is what the current owners pay. Florida caps annual assessment increases for homesteaded owners and the cap resets when the property sells, so your first bill can be materially higher. I run the reset number before you write an offer.
What is the buying process like in Mosswood?
I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.
Indialantic, 32903
Mosswood sits in Indialantic, in the 32903 zip code, on Monaco and Mosswood. The Melbourne Causeway lands here, so downtown Melbourne is five minutes west and the sand is two minutes east.
The town is small and layered. Oceanfront towers line A1A, 1950s and 1960s platted streets sit behind them, and pockets of larger homes with deep water sit on the river side. Those three markets are within a few blocks of each other and price nothing alike.
Considering Mosswood?
If Mosswood is on your list, my partner Nichole and I are the agents to call. We work Indialantic every week, we know these streets, and we will tell you straight whether a property is priced right. Reach out anytime at (321) 212-7676.
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