What are HOA and condo fees in Satellite Beach, Florida?

Fees in Satellite Beach run from $10 a month at the low end to $1,460 a month at the high end, with a typical neighborhood around $620 a month.

On the barrier island the monthly fee is not a rounding error. At $620 a month, the typical Satellite Beach fee adds roughly $7,440 a year to your carrying cost, which is real money against your purchase budget.

Here is what every tracked Satellite Beach neighborhood actually charges, lowest to highest, straight from recent closed sales.

Satellite Beach fees by neighborhood

NeighborhoodStated feePer yearMedian sold
South Patrick ShoresNo association$0$425,000
South Patrick ParkNo association$0$440,000
Sea Park HomesNo association$0$493,750
Ocean Spray EstatesNo association$0$522,000
Eau Gallie ShoresNo association$0$525,000
Amherst GardensNo association$0$525,000
Flamingo HomesNo association$0$542,000
De Soto ParkNo association$0$595,000
Conners Castle DareNo association$0$597,500
Eau Gallie By the SeaNo association$0$599,000
Jamaica ShoresNo association$0$603,600
Villa Del MarNo association$0$610,000
Surfside ParkNo association$0$619,500
Carriage ParkNo association$0$650,000
Satellite Beach EstatesNo association$0$652,500
Emerald IslesNo association$0$757,450
Waterway Estates$10 median a month, reported on 4 of 41 listings$120$687,500
The Moorings$50 median a month, reported on 8 of 10 listings$600$742,500
Tortoise View$138 median a month, reported on 4 of 4 listings$1,656$522,000
Cresthaven$143 median a month, reported on 1 of 12 listings$1,716$553,000
Barberry$160 median a month, reported on 8 of 8 listings$1,920$365,000
Berkeley Plaza$185 median a month, reported on 3 of 3 listings$2,220$354,500
Montecito$238 median a month, reported on 56 of 56 listings$2,856$525,000
Skyline$302 median a month, reported on 5 of 5 listings$3,624$405,000
Coral Sea Villas$325 median a month, reported on 6 of 6 listings$3,900$475,000
Tortoise Island$355 median a month, reported on 28 of 28 listings$4,260$1,450,000
The Fountains$400 median a month, reported on 3 of 9 listings$4,800$807,500
Lighthouse Landing$480 median a month, reported on 5 of 5 listings$5,760$654,950
Sea Breakers Condo$525 median a month, reported on 3 of 3 listings$6,300$411,250
Mar Brisas Villas$548 median a month, reported on 5 of 5 listings$6,576$379,000
Canterbury Villas$565 median a month, reported on 4 of 4 listings$6,780$407,900
Pineda Ocean Club$575 median a month, reported on 8 of 8 listings$6,900$495,000
Lansing Island$598 median a month, reported on 5 of 5 listings$7,176$2,922,500
Oceanus Condo$620 median a month, reported on 8 of 8 listings$7,440$480,000
Waterway Townhomes$645 median a month, reported on 4 of 4 listings$7,740$387,500
Palm Springs Condo$735 median a month, reported on 9 of 9 listings$8,820$395,000
Silver Sands Condo$750 median a month, reported on 11 of 11 listings$9,000$530,000
Buccaneer Condo Apartments$840 median a month, reported on 8 of 8 listings$10,080$525,000
Gulfstream Beach$840 median a month, reported on 3 of 4 listings$10,080$560,000
Buccaneer Beach Club$850 median a month, reported on 10 of 10 listings$10,200$597,500
Sandpiper Towers$895 median a month, reported on 8 of 8 listings$10,740$355,000
Monaco Condo$912 median a month, reported on 5 of 5 listings$10,944$876,500
Vue at Satellite Beach$941 median a month, reported on 19 of 19 listings$11,292$735,850
Las Brisas Condo$974 median a month, reported on 4 of 4 listings$11,688$797,501
The Horizon$1,010 median a month, reported on 13 of 13 listings$12,120$675,000
Michigan Beach$1,095 median a month, reported on 1 of 45 listings$13,140$605,500
Reflections Condo$1,095 median a month, reported on 3 of 3 listings$13,140$705,000
Oceana Oceanfront$1,100 median a month, reported on 13 of 13 listings$13,200$1,063,000
The Oceans$1,100 median a month, reported on 3 of 3 listings$13,200$1,325,000
Eastwind Condo$1,125 median a month, reported on 9 of 9 listings$13,500$420,000
Opal Seas Oceanfront$1,460 median a month, reported on 4 of 4 listings$17,520$762,500

The Satellite Beach neighborhoods with no association

Sixteen of them report no association fee at all: South Patrick Shores, South Patrick Park, Sea Park Homes, Ocean Spray Estates, Eau Gallie Shores, Amherst Gardens, Flamingo Homes, De Soto Park, Conners Castle Dare, Eau Gallie By the Sea and 6 more.

No fee is not the same as no cost. Nobody is funding a roof reserve, nobody is insuring a shared structure, and nobody is stopping the boat in the driveway next door. On a barrier island the reserve question matters, so understand what you are taking on yourself before you treat a zero as a win.

Why the range is this wide

Buildings cost more than streets

A condominium fee covers the roof, the exterior, the elevator, the insurance on the structure and usually water. A single family association covers a sign, a landscape contract and maybe a pool. That is most of the gap right there, and it is why comparing a $1,460 condo fee to a $10 homeowners fee tells you nothing on its own.

Oceanfront exposure

Buildings that face the Atlantic carry higher insurance and harder maintenance cycles than buildings a few streets back. The fee reflects that whether the budget says so plainly or not.

Reserves

Since Florida tightened structural reserve requirements, associations that had been underfunding are catching up, and owners feel it in the fee or in an assessment. Ask for the reserve study and the last two years of minutes before your inspection period ends. Florida's condominium rules are published by the Florida Department of Business and Professional Regulation.

What the fee does not cover

Your fee is not your carrying cost. Add property taxes, your own homeowners or contents policy, and flood coverage where it applies. Millage is published by the Brevard County Property Appraiser, and flood zone data is at FEMA's Flood Map Service Center. Two units in the same building can price very differently on insurance.

FAQ

What is the average HOA fee in Satellite Beach, FL?

The typical tracked neighborhood runs about $620 a month, roughly $7,440 a year. The full range is $10 to $1,460 a month.

Which Satellite Beach neighborhoods have no HOA?

South Patrick Shores, South Patrick Park, Sea Park Homes, Ocean Spray Estates, Eau Gallie Shores, Amherst Gardens and others

Are condo fees higher than HOA fees in Satellite Beach?

Generally yes, and for good reason. Condo fees cover the building envelope, structural insurance and reserves. Homeowners association fees usually cover common areas only.

Where can I see fees for a specific Satellite Beach neighborhood?

Every neighborhood has its own page with dues, price history and current listings at livingspacecoast.com/satellite-beach/.

Related on the Space Coast: HOA fines in Brevard County.