Which Titusville neighborhoods have the lowest property taxes?

Royal Oak had the lowest median annual bill at $2,013, followed by Hunters Ridge at $2,656, Kirkwood at $2,950, Oak Trails at $3,404 and Laurel Run at $3,383. The highest was Tranquility at $28,334.

Property tax is the line item buyers most often forget to compare, and in Titusville the spread between neighborhoods is wider than most people expect. Two houses that sell for the same number can carry annual bills two or three thousand dollars apart.

Every figure below is the median annual bill from actual closed sales in each neighborhood over the last twelve months.

The Five Lowest

Royal Oak, about $2,013. The lowest of any Titusville neighborhood, running $1,610 to $4,221. Mostly 1960s construction with long standing assessments, on third to half acre lots. Seven of eight recent listings also reported no association. See the Royal Oak guide.

Hunters Ridge, about $2,656. Unusually consistent, in a tight $2,299 to $2,775 band across the neighborhood. Combined with no association at all, this is one of the cheapest large houses to carry in the city. See the Hunters Ridge guide.

Kirkwood, about $2,950. Acre lots in unincorporated Titusville, $2,529 to $3,371, with no association and one recent listing noting that flood insurance is not required. See the Kirkwood guide.

Laurel Run at Meadowridge, about $3,383. Early 2000s single story pool homes with steel stud construction. See the Laurel Run guide.

Oak Trails at Meadowridge, about $3,404. The value entry to the Meadowridge area, built 1988 to 2001. See the Oak Trails guide.

The Five Highest

The Shores at Tranquility, $28,334. On the $2,486,000 closing. This is the only Titusville address in this tax bracket. See the Tranquility guide.

Hunters Green, about $8,506. Custom estates on a private street inside La Cita, reaching $10,594. See the Hunters Green guide.

Somerset Riverfront, about $7,850. Large riverfront condominiums, reaching $11,430. See the Somerset guide.

Titusvillage, about $7,296. The highest of any single-family neighborhood, a function of large homes on large lots. See the Titusvillage guide.

River Palms, about $5,708. Newer waterfront construction assessed on newer numbers. See the River Palms guide.

Why The Gap Is So Wide

Three things drive it, and none of them are the millage rate, which is the same across the city.

The first is when the house was last sold. Florida's Save Our Homes cap limits how fast an assessment can rise on a homesteaded property, so a house held for twenty years can be assessed far below a neighbor that sold last year. When you buy, that reset happens.

The second is square footage and land. Titusvillage and Hunters Green pay more because the houses and lots are bigger, not because they are taxed differently.

The third catches new construction buyers repeatedly. Several sales in Brookshire, Verona, Brooks Landing and South Carpenter Estates closed while the parcel was still assessed as vacant land, showing tax bills under $1,000 on the listing. The improved assessments in those same communities reached $6,777, $9,545, $6,900 and $6,851. If you budget from the number on the listing you will be wrong by several hundred dollars a month.

What To Do With This

Ask for the improved assessment, not the current one, on any newer home. File for homestead exemption in your first year if the property is your primary residence. And run the tax figure into your monthly payment estimate at the showing stage rather than at the closing table, because a $2,013 bill and a $7,296 bill are a $440 a month difference on otherwise similar houses.

Frequently Asked Questions

What neighborhood in Titusville has the lowest property taxes?

Royal Oak, at a median annual bill of $2,013 from closed sales over the last twelve months, running $1,610 to $4,221.

Why do some Titusville listings show a tax bill under $1,000?

Because the parcel was still assessed as vacant land when the sale closed, which happens frequently in new construction. Once assessed as an improved property the bill can exceed $6,000. Always budget from the improved figure.

Are Titusville property taxes lower than the rest of Brevard County?

Titusville sits in the same county tax structure as the rest of Brevard, but its older housing stock and lower sale prices mean many neighborhoods carry lower bills than comparable homes in Viera or Suntree. The neighborhood you choose matters more than the city.

Thinking About Moving To Titusville?

If you are weighing Titusville against the rest of Brevard County, my partner Nichole and I got your back. We tour Titusville and the rest of the Space Coast with relocation buyers every week. Reach out anytime at (321) 212-7676 or www.livingspacecoast.com.