Cape Canaveral HOA and Condo Fees Compared by Neighborhood

What are HOA and condo fees in Cape Canaveral, Florida?

Fees in Cape Canaveral run from $695 a month at the low end to $1,085 a month at the high end, with a typical neighborhood around $825 a month.

On the barrier island the monthly fee is not a rounding error. At $825 a month, the typical Cape Canaveral fee adds roughly $9,900 a year to your carrying cost, which is real money against your purchase budget.

Here is what every tracked Cape Canaveral neighborhood actually charges, lowest to highest, straight from recent closed sales.

Cape Canaveral fees by neighborhood

Neighborhood	Stated fee	Per year	Median sold
Avon By the Sea	No association	$0	$500,000
Harbor Heights	No association	$0	$656,000
Cape Canaveral Beach Gardens	No association	$0	$760,000
Solana Lake	$695 to $750 a month	$8,340	$436,250
Bayport	$700 to $775 a month	$8,400	$458,000
Canaveral Sands	$730 a month	$8,760	$560,000
Sand Dunes Oceanfront	$750 to $850 a month	$9,000	$600,000
Bayside	$753 to $815 a month	$9,036	$446,250
The Villages of Seaport	$784 to $1,111 a month	$9,408	$505,000
Shorewood	$825 to $865 a month	$9,900	$445,000
Solana On the River	$845 to $875 a month	$10,140	$462,500
Puerto Del Rio	$860 to $945 a month	$10,320	$450,000
Royal Mansion	$960 to $1,252 a month	$11,520	$435,000
Ocean Oaks	$991 a month	$11,892	$600,000
Solana Shores	$1,025 to $1,035 a month	$12,300	$850,000
Canaveral Towers	$1,085 a month	$13,020	$463,000

The Cape Canaveral neighborhoods with no association

Three of them report no association fee at all: Avon By the Sea, Harbor Heights, Cape Canaveral Beach Gardens.

No fee is not the same as no cost. Nobody is funding a roof reserve, nobody is insuring a shared structure, and nobody is stopping the boat in the driveway next door. On a barrier island the reserve question matters, so understand what you are taking on yourself before you treat a zero as a win.

Why the range is this wide

Buildings cost more than streets

A condominium fee covers the roof, the exterior, the elevator, the insurance on the structure and usually water. A single family association covers a sign, a landscape contract and maybe a pool. That is most of the gap right there, and it is why comparing a $1,085 condo fee to a $695 homeowners fee tells you nothing on its own.

Oceanfront exposure

Buildings that face the Atlantic carry higher insurance and harder maintenance cycles than buildings a few streets back. The fee reflects that whether the budget says so plainly or not.

Reserves

Since Florida tightened structural reserve requirements, associations that had been underfunding are catching up, and owners feel it in the fee or in an assessment. Ask for the reserve study and the last two years of minutes before your inspection period ends. Florida's condominium rules are published by the Florida Department of Business and Professional Regulation.

What the fee does not cover

Your fee is not your carrying cost. Add property taxes, your own homeowners or contents policy, and flood coverage where it applies. Millage is published by the Brevard County Property Appraiser, and flood zone data is at FEMA's Flood Map Service Center. Two units in the same building can price very differently on insurance.

FAQ

What is the average HOA fee in Cape Canaveral, FL?

The typical tracked neighborhood runs about $825 a month, roughly $9,900 a year. The full range is $695 to $1,085 a month.

Which Cape Canaveral neighborhoods have no HOA?

Avon By the Sea, Harbor Heights, Cape Canaveral Beach Gardens

Are condo fees higher than HOA fees in Cape Canaveral?

Generally yes, and for good reason. Condo fees cover the building envelope, structural insurance and reserves. Homeowners association fees usually cover common areas only.

Where can I see fees for a specific Cape Canaveral neighborhood?

Every neighborhood has its own page with dues, price history and current listings at livingspacecoast.com/cape-canaveral/.

Related on the Space Coast: HOA fines in Brevard County.