Is there a move-in ready townhome in Melbourne, FL under $270,000?

Yes. 2645 Elliot Way #5 in Weston Park is a 2-bedroom townhome with a 1-car garage listed at $269,900, with a 2022 roof and a brand new 2026 HVAC system already done.

Front exterior and 1-car garage of 2645 Elliot Way #5, a Weston Park townhome in Melbourne FL

With 30-year mortgage rates sitting above 7% this fall, the first question every buyer asks me is what the monthly payment actually looks like. On most Melbourne listings, the honest answer is "more than you want." This one is different, and it is my listing, so I know exactly what you are getting.

2645 Elliot Way #5 sits in Weston Park, a townhome community just off Wickham Road in the Eau Gallie area of Melbourne. The big-ticket items that usually scare buyers away from older homes are already handled, and the HOA keeps your weekends free. Here is the full picture.

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The Home at a Glance

List price$269,900
Bedrooms2 (both upstairs)
BathroomsFull bath upstairs, half bath on the main floor
Living area1,165 sq ft
Garage1-car attached
Year built1987, block and stucco construction
HOA$445 per quarter (about $148 a month)
2025 property taxes$2,121 (seller's bill)
MLS #1089644

The Big-Ticket Items Are Already Done

When you buy a home built in the late 1980s, the roof, the AC, and the water heater are where the surprise costs live. On Elliot Way, the seller has already put that money in:

  • Roof: replaced in 2022
  • HVAC: new Trane system installed July 2026
  • Exterior paint: fresh in April 2026
  • Upstairs full bath: remodeled June 2026
  • 2017 remodel: tile, carpet, and a newer water heater

A newer roof also matters for Florida homeowners insurance, since carriers look closely at roof age when they quote a policy. That is one less hurdle between you and the closing table.

Photo Tour: Inside the Townhome

The main floor is open, with the living and dining area under vaulted ceilings and a remodeled kitchen with stainless steel appliances. The half bath sits off the foyer, so guests never have to head upstairs.

Remodeled kitchen with stainless steel appliances at 2645 Elliot Way, Melbourne FL
Remodeled kitchen with stainless steel appliances
Dining area under vaulted ceilings in a Weston Park townhome, Melbourne FL
Dining area under the vaulted ceilings
Open living room at 2645 Elliot Way #5, Melbourne FL
Open living room

Upstairs, both bedrooms share the newly remodeled full bath. The washer, dryer, refrigerator, dishwasher, and microwave are all included.

Upstairs bedroom at 2645 Elliot Way, Weston Park, Melbourne FL
Upstairs bedroom
Full bathroom remodeled in June 2026 at 2645 Elliot Way, Melbourne FL
Full bath, remodeled June 2026

The 22-Foot Screened Porch

Out back, a 22-foot screened porch gives you a real outdoor room. It is the spot for morning coffee, an evening wind-down, or a home office with a breeze, without the bugs.

22-foot screened porch at 2645 Elliot Way #5, Melbourne FL

The 22-foot screened porch off the main living area

What the Monthly Payment Looks Like

Freddie Mac's weekly survey had the 30-year fixed rate at 7.40% as of October 15, 2026. At that rate, here is the principal and interest on $269,900, plus the HOA:

Down paymentLoan amountPrincipal and interestPlus HOA
3.5% ($9,447)$260,454$1,803$1,951
5% ($13,495)$256,405$1,775$1,923
20% ($53,980)$215,920$1,495$1,643

These figures do not include property taxes, homeowners insurance, or any mortgage insurance, which depend on your loan and your policy. The seller's 2025 tax bill was $2,121, but in Florida a home's taxable value is reset after a sale, so plan on your bill being different. Your lender can give you the full number in a few minutes.

For context, Zillow's Rent Zestimate for this townhome is about $1,607 a month. With 20% down, your principal, interest, and HOA land right around that rent figure, and the difference is that every payment builds equity in a home you own.

The Weston Park Location

Weston Park sits just off Wickham Road, one of the main north-south roads through Melbourne. The HOA takes care of the grounds and sprinklers, and the community has a pool for residents.

Weston Park community pool in Melbourne FL, aerial view
The Weston Park community pool
Aerial view of the Weston Park neighborhood in Melbourne FL
Weston Park from above

You are minutes from Wickham Park, Brevard County's 391-acre park with fishing lakes, a disc golf course, a two-section dog park, trails, and campsites. The beach is a short drive east.

Wickham Park entrance sign in Melbourne FL, near Weston Park

Wickham Park, minutes from the front door

Four homes in Weston Park Phase II B have closed in the past 12 months, listed between $235,000 and $385,000, so this community does not come up often. You can see every current listing on the Weston Park homes for sale page.

Who This Townhome Fits

This is a strong fit for first-time buyers, anyone downsizing who wants a garage and less yard work, and relocation buyers who want a lower monthly cost while they get to know the Space Coast. If you are just starting your search, my first-time homebuyer guide for Melbourne, FL and the cost of living in Melbourne, Florida breakdown are good next reads.

Frequently Asked Questions

How much is the HOA at 2645 Elliot Way?

The HOA is $445 per quarter, which works out to about $148 a month. It covers grounds maintenance, including the sprinklers, and residents have access to the community pool.

How old is the roof and AC at this Weston Park townhome?

The roof was replaced in 2022 and a new Trane HVAC system was installed in July 2026. The exterior was also repainted in April 2026.

Where is Weston Park in Melbourne, FL?

Weston Park is just off Wickham Road in the Eau Gallie area of Melbourne, in Brevard County. Wickham Park is minutes away, and the beach is a short drive east.

Let's get you in the door

See 2645 Elliot Way #5 in Person

My partner Nichole and I got your back. Call or text (321) 212-7676 or visit www.livingspacecoast.com. You can also view the full listing and every photo.

Schedule a Showing

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