Hurricane shutters or impact windows: which is better for a Space Coast home?

Both meet Florida code and protect openings from windborne debris in Brevard County. Impact windows offer permanent, always-ready protection. Shutters cost less up front but must be deployed before each storm.

If you …

Is concrete block or wood frame construction better for a home on Florida's Space Coast?

Concrete block resists high winds and termites better and often earns lower insurance premiums, which is why most older Brevard County homes are block. Frame can meet Florida code with proper hurricane …

Do you need a 4-point inspection to insure an older home in Brevard County, FL?

Yes. Most Florida insurers require a 4-point inspection before they will write a new homeowners policy on a Space Coast home that is 30 to 40 years or older. It reviews the …

Why does a Florida homeowners insurance policy on the Space Coast have two different deductibles?

Florida law requires a separate hurricane deductible on most homeowners policies. Brevard County Space Coast homeowners typically have one deductible for everyday claims and a second, larger hurricane deductible that is set as …

Where can you live on a golf course in Brevard County, Florida?

The three main golf-course communities on the Space Coast are Suntree (private Suntree Country Club), Viera (public Duran Golf Club), and Cocoa Beach (municipal Cocoa Beach Country Club). Each one fits a different type of …

What is the sales tax in Brevard County, Florida?

The 2026 combined sales tax rate in Brevard County is 7.0%. That is 6.0% state sales tax plus 1.0% county discretionary surtax. The county surtax applies only to the first $5,000 of any single tangible item, which is …

What are Brevard County impact fees on new construction homes?

Brevard County collects impact fees on new residential construction to help fund roads, schools, parks, and other infrastructure. The fees are paid before the certificate of occupancy (in some Brevard cities, before the building permit) and are added …

What are the hurricane evacuation zones in Brevard County, Florida?

Brevard County uses five hurricane evacuation zones (A through E) based on storm-surge risk. Zone A is the barrier islands and the highest-risk areas on the Space Coast. Evacuation orders are called zone by zone, not county-wide.

What should snowbirds know before buying a second home on Florida's Space Coast?

That a Florida second home is not a Florida residency, that claiming the homestead exemption you are not entitled to carries a 50 percent penalty plus 15 percent interest, and that your northern state gets …

How do VA loans work for military buyers on Florida's Space Coast near Patrick SFB and Kennedy Space Center?

VA loans let eligible service members, veterans, and surviving spouses buy a Brevard County home with 0% down and no monthly mortgage insurance, and since 2020 there is …