Living in Florida's Space Coast
Indian Bay Estates
Indian Bay Estates sits west of North Tropical Trail on North Merritt Island, reached from West Hall Road off Courtenay Parkway. The entrance is Indian Bay Boulevard, and the trail-named streets fan out from there. Homes were built between 1981 and 2000 on lots averaging four tenths of an acre, and eleven of the thirteen carry rights to the community boat launch.
Indian Bay Estates In Merritt Island, Florida
You get here by going north on Courtenay Parkway over the barge canal, turning west on West Hall Road, then right onto North Tropical Trail. Indian Bay Boulevard is the left turn a short distance up. Inside, the streets are Seminole, Apache, Cheyenne, Comanche, Mohawk, Navaho and Pawnee Trail. Every address is 32953. This is the Indian River side of North Merritt Island, quieter and lower density than anything south of the barge canal.
The community boat launch is the reason many owners chose this neighborhood over a private waterfront lot somewhere else. Eleven of the thirteen homes carry launch rights, and four also have use of a community boat dock. Six homes front water directly, split between navigable canal running to the Indian River and lake frontage inside the neighborhood. From the Indian River, the Canaveral Barge Canal crosses the island east to the Banana River and the Canaveral Lock into Port Canaveral.
Two associations govern the neighborhood, one per phase. Indian Bay Estates Owners' Association, Inc. was incorporated with the State of Florida on January 20, 1984, and Indian Bay Estates Phase II Community Association, Inc. followed on February 21, 1992. Dues are modest for what they cover, running roughly $350 to $410 a year, with one property carried at $325 semi-annually. Both associations use an off-site property manager rather than an on-site office.
The houses are bigger than the island norm. Living area runs 2,046 to 3,259 square feet with 2,389 in the middle, three to five bedrooms, two to four baths, and two or three garage bays. Lots are 0.32 to 0.53 acres. Construction is a mix of stucco over block and stucco over frame with shingle roofs, and eight homes have an in-ground pool, six of them screened. Sewer is septic, water is public.
Prices run from about $460,000 to $1,075,000 with $610,000 sitting in the middle, or roughly $249 a square foot, which is the lowest per foot figure of the large-home neighborhoods on this end of the island. Homes go under contract quickly, in about a month, and sellers have generally settled within three percent of the original asking number. That is a tight, competitive pattern for North Merritt Island.
Indian Bay Estates At A Glance
Indian Bay Estates at a glance.
| Detail | What you get |
|---|---|
| Detail | Value |
| Location | West of North Tropical Trail off West Hall Road, North Merritt Island, FL 32953 |
| Built | 1981 to 2000, median 1992 |
| Home size | 2,046 to 3,259 square feet, median 2,389 |
| Bedrooms | 3 to 5, median 4 |
| Bathrooms | 2 to 4, median 3 |
| Lot size | 0.32 to 0.53 acres, median 0.40 |
| Construction | Stucco over block or frame, shingle roof, one and two story |
| Association | Two, by phase. Indian Bay Estates Owners' Association, Inc. (1984) and Indian Bay Estates Phase II Community Association, Inc. (1992). Dues about $350 to $410 a year |
| Amenities | Community boat launch, community boat dock, off-site property manager |
| Utilities | Public water, septic sewer |
| Waterfront | 6 homes, navigable canal to the Indian River plus interior lake frontage |
| Pools | 8 homes, 6 screened |
| Garage | 2 to 3 spaces, 2 typical |
| Price range | $460,000 to $1,075,000, median $610,000 |
| Price per square foot | About $249 |
| Streets | Indian Bay Boulevard, Seminole, Apache, Cheyenne, Comanche, Mohawk, Navaho, Pawnee Trail |
| Age restricted | No |
Indian Bay Estates Details
Launch Rights Without Waterfront Cost
Eleven of the thirteen homes carry community boat launch rights and four add dock use. You get water access for a few hundred dollars a year instead of paying the premium and the upkeep that come with a private seawall.
Half-Acre Lots, Real Setbacks
Lots run a third to just over half an acre, which is generous compared with the 1960s canal plats to the south. Houses sit back from the street with room for side yards, mature landscaping and a boat pad.
Two Associations, One Neighborhood
Phase I and Phase II are separately incorporated with the State of Florida, filed in 1984 and 1992. Confirm which phase a house is in, because dues and documents differ. Both are administered off site.
Direct Indian River Access
The canal homes are navigable to the Indian River, and from there the Canaveral Barge Canal runs east to the Banana River and the lock at Port Canaveral. Some canal homes have no bridge between the dock and open water.
Septic, Not Sewer
Twelve of the thirteen homes are on septic. That is normal on this end of the island but it means a drainfield inspection belongs in your due diligence, along with a look at the tank location relative to any planned pool or addition.
It Moves Fast
Homes here average about a month to contract and sellers usually keep more than 97 percent of the original asking number. When something good comes up in Indian Bay Estates, hesitating is expensive.
Homes For Sale In Indian Bay Estates
Current availability in Indian Bay Estates. Homes here turn over quickly, so if something fits, plan to see it in the first week.
Indian Bay Estates Frequently Asked Questions
Where is Indian Bay Estates in Merritt Island?
It is on North Merritt Island in the 32953 ZIP code, west of North Tropical Trail. From Courtenay Parkway you go north over the barge canal, turn west on West Hall Road, then right on North Tropical Trail to Indian Bay Boulevard.
Does Indian Bay Estates have a boat ramp?
Yes. There is a community boat launch, and eleven of the thirteen homes carry rights to it. Four also have use of a community boat dock. Confirm on the specific property, because access is tied to the association documents for that phase.
What are the HOA dues?
Roughly $350 to $410 a year for most homes, with one carried at $325 semi-annually. There are two associations, one for each phase, and both use an off-site property manager. Ask which phase the house sits in before comparing dues.
When were the homes built?
Between 1981 and 2000, with 1992 in the middle. Phase I is generally the earlier construction and Phase II the later. Several were custom built rather than production built, so floor plans vary house to house.
How much do homes cost in Indian Bay Estates?
The range runs from about $460,000 to $1,075,000 with the middle near $610,000, or about $249 a square foot. Waterfront and lot size drive most of the difference, along with whether the house has a pool.
Is the neighborhood gated or age restricted?
No on both counts. Indian Bay Boulevard is an open entrance with no gate house, and there is no age restriction on ownership or occupancy.
Are homes on septic or sewer?
Almost all are on septic with public water. Budget for a septic inspection and ask when the tank was last pumped. Drainfield location matters if you plan to add a pool, a slab or an addition later.
How do I check the flood zone?
Brevard County Public Works runs Floodplain Administration at (321) 617-7340. It is the county's official repository for the FEMA flood map panels and issues written flood zone determinations and copies of elevation certificates for a specific parcel.
Indian Bay Boulevard off North Tropical Trail, Merritt Island 32953
From State Road 528, take the Courtenay Parkway exit north toward Kennedy Space Center and run about two miles to the West Hall Road light. Turn west, go roughly six tenths of a mile, then turn right on North Tropical Trail. Indian Bay Boulevard is the left turn shortly after. The neighborhood backs toward the Indian River shoreline, with the lake lots sitting toward the interior of the plat.
North Merritt Island trades some convenience for space. Kennedy Space Center visitor complex is around fifteen minutes north. Port Canaveral runs about twenty five minutes. Cocoa Beach is thirty minutes by way of State Road 520 or the Beachline. Orlando International Airport is roughly fifty minutes west. Groceries and the hospital are ten to twelve minutes south on Courtenay Parkway, which is the tradeoff for the lot sizes.
Near Indian Bay Estates In Merritt Island
Considering Indian Bay Estates?
Homes in Indian Bay Estates do not sit long, and the phase a house belongs to changes both the dues and the water access rights. My partner Nichole and I track this neighborhood closely and can usually tell you what is coming before it is public. Call or text (321) 212-7676 and we will get you positioned ahead of the next one.
Indian Bay is arguably one of Merritt Island's best neighborhoods, and 4774 Navaho Trl. will show you why. This 3-bedroom, 2.5-bath pool home sits on over half an acre wi...
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