Living in Florida's Space Coast
SOUTH HARBOR ESTATES
South Harbor Estates is the townhouse neighborhood in Indian Harbour Beach where $385,000 was the median across six closed sales in the last twelve months, the association runs about $1,200 a month, and sellers closed at about 97 percent of original list. Built 1990 to 1992.
South Harbor Estates In Indian Harbour Beach, Florida
South Harbor Estates sits in Indian Harbour Beach, in the 32937 zip code, on Anchor. Over the last twelve months six of the six properties I tracked here actually closed, at a $385,000 median.
The housing stock is 6 townhouses, built 1990 to 1992. Sizes are consistent enough that the comparable sales here read cleanly.
Sellers closed at about 97 percent of original list, a normal working spread for beachside Brevard. The room that exists shows up on properties that have already cut once.
The association reports at about $1,200 a month across 6 of the 6 listings. At that level what the fee covers and whether the reserves are funded matters more to your real monthly cost than the purchase price does.
South Harbor Estates At A Glance
Every figure below comes from the last twelve months of Indian Harbour Beach market data for this neighborhood. Nothing here is an estimate.
| Detail | What you get |
|---|---|
| Housing type | 6 townhouses |
| Home size range | Roughly 1,344 to 1,811 square feet, median about 1,664 |
| Bedrooms and baths | two to three bedrooms, three baths |
| Lot size | 0.06 to 0.12 acres, median about 0.11 |
| Year built | 1990 to 1992, median 1992 |
| Median sold price | $385,000 over the last twelve months |
| Sold price range | $350,000 to $420,000 |
| Price per square foot | About $233 median |
| HOA dues | $1,200 median a month, reported on 6 of 6 listings |
| Waterfront | None of the six recent listings reported water frontage |
| Private pools | 1 of 6 |
| Garage | 6 of 6 listings reported a garage |
| Property tax | About $2,891 median annual, ranging widely with assessment history |
| Days on market | 18 days median, at about 97 percent of original asking price |
| Location | Indian Harbour Beach, 32937 |
South Harbor Estates Costs, Honestly
The line items that decide what this actually costs you, beyond the purchase price.
Insurance And Flood
Get the quote firstEvery address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.
What The Fee Actually Covers
$1,200 a month medianA fee is not good or bad on its own. What matters is the budget behind it, whether the reserves are funded, and what has been special assessed in the last three years. I read the budget, the reserve study and two years of minutes before you go under contract.
The Tax Bill Resets
About $2,891 median todayThat is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.
Real Negotiating Room
About 97 percent of original listA 18 day median with closings near 97 percent of the original asking price. That is a narrow gap, so the win here comes from being ready to move rather than from grinding the price.
South Harbor Estates Features
Association On Record
A median of $1,200 a month across 6 of the 6 listings. I pull the budget, the reserve study and the last two years of minutes before you go under contract.
Pool Homes Here
1 of the last 6 had a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than they do inland, so those get inspected separately from the house.
Original Era Housing
Median year built is 1992. Roof age, wiring and plumbing are the three things that decide both your insurance quote and your first five years of budget.
Garages Are Common
6 of the 6 listings reported a garage, which on the beachside is less common than buyers expect.
Minutes To The Ocean
The Eau Gallie Causeway lands at the north edge of the city, which makes this the shortest mainland commute of any beach address in the county.
Moves Fast
Median days on market was 18. Financing has to be settled before you start looking, because properties here go under contract before most buyers finish scheduling a showing.
Homes For Sale Near South Harbor Estates
Nothing is listed inside South Harbor Estates at this moment, which happens in a neighborhood this size. Below is every active Indian Harbour Beach listing between $225,000 and $625,000, the band South Harbor Estates actually trades in. Call me at (321) 212-7676 and I will tell you the day something lists on these streets.
South Harbor Estates Frequently Asked Questions
What do homes sell for in South Harbor Estates?
The median closed price over the last twelve months was $385,000 across six sales, ranging $350,000 to $420,000. Median price per square foot was $233.
Does South Harbor Estates have an HOA?
Yes. The median reported association fee is $1,200 a month, on 6 of the 6 listings. What it covers varies, so I read the budget, the reserve study and the assessment history before you go under contract.
How far is South Harbor Estates from the beach?
Indian Harbour Beach is a barrier island city, so the Atlantic is a short walk or a two minute drive from anywhere in the neighborhood. None of these properties carry water frontage on record, which is part of why the pricing sits where it does.
Can you negotiate on price in South Harbor Estates?
Sellers closed at about 97 percent of original list over the last year. There is some room, and it tends to show up on properties that have already had a price cut. I price the offer off the specific comparable sales, not the neighborhood average.
Are there pool homes in South Harbor Estates?
Yes. 1 of the 6 properties have a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than inland, so I have those inspected separately from the structure.
What are property taxes like in South Harbor Estates?
The median bill on record is about $2,891, but that is what the current owners pay. Florida caps annual assessment increases for homesteaded owners and the cap resets when the property sells, so your first bill can be materially higher. I run the reset number before you write an offer.
What is the buying process like in South Harbor Estates?
I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.
Indian Harbour Beach, 32937
South Harbor Estates sits in Indian Harbour Beach, in the 32937 zip code, on Anchor. This is the smallest of the beachside cities, wedged between Satellite Beach to the north and Indialantic to the south.
The Eau Gallie Causeway lands right at the northern edge, which gives Indian Harbour Beach the shortest mainland commute of any beach address in the county. Within a mile you can go from a townhouse in the four hundreds to a seven figure island home.
Near South Harbor Estates In Indian Harbour Beach
Considering South Harbor Estates?
If South Harbor Estates is on your list, my partner Nichole and I are the agents to call. We work Indian Harbour Beach every week, we know these streets, and we will tell you straight whether a property is priced right. Reach out anytime at (321) 212-7676.
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