Living in Florida's Space Coast
LYME BAY
Lyme Bay is in Indian Harbour Beach, Florida. Homes here run 1,172 to 1,721 square feet. Built 1977 to 1982. Here is how the neighborhood is laid out and what is on the market right now.
Lyme Bay In Indian Harbour Beach, Florida
Lyme Bay sits in Indian Harbour Beach, in the 32937 zip code, on Hawthorne and Summerset. Over the last twelve months five of the seven properties I tracked here actually closed, at a $370,000 median.
The housing stock is 7 townhouses, built 1977 to 1982. Sizes are consistent enough that the comparable sales here read cleanly.
Sellers closed at about 95 percent of original list, a normal working spread for beachside Brevard. The room that exists shows up on properties that have already cut once.
At that level what the fee covers and whether the reserves are funded matters more to your real monthly cost than the purchase price does.
Lyme Bay At A Glance
Every figure below comes from the last twelve months of Indian Harbour Beach market data for this neighborhood. Nothing here is an estimate.
| Detail | What you get |
|---|---|
| Housing type | 7 townhouses, mostly one story |
| Home size range | Roughly 1,172 to 1,721 square feet, median about 1,300 |
| Bedrooms and baths | two to three bedrooms, two to three baths |
| Lot size | 0.07 to 0.24 acres, median about 0.09 |
| Year built | 1977 to 1982, median 1980 |
| Median sold price | $370,000 over the last twelve months |
| Sold price range | $355,000 to $380,000 |
| Price per square foot | About $285 median |
| Waterfront | None of the seven recent listings reported water frontage |
| Private pools | None reported on the seven recent listings |
| Garage | 7 of 7 listings reported a garage |
| Days on market | 64 days median, at about 95 percent of original asking price |
| Location | Indian Harbour Beach, 32937 |
Lyme Bay Costs, Honestly
The line items that decide what this actually costs you, beyond the purchase price.
Insurance And Flood
Get the quote firstEvery address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.
The Tax Bill Resets
Resets on purchaseThat is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.
Real Negotiating Room
About 95 percent of original listA 64 day median with closings near 95 percent of the original asking price. That is a narrow gap, so the win here comes from being ready to move rather than from grinding the price.
Lyme Bay Features
Association On Record
I pull the budget, the reserve study and the last two years of minutes before you go under contract.
Mostly Single Story
6 of the 7 listings reporting stories were one level, typical of when this was platted.
Original Era Housing
Median year built is 1980. Roof age, wiring and plumbing are the three things that decide both your insurance quote and your first five years of budget.
Garages Are Common
7 of the 7 listings reported a garage, which on the beachside is less common than buyers expect.
Minutes To The Ocean
The Eau Gallie Causeway lands at the north edge of the city, which makes this the shortest mainland commute of any beach address in the county.
Normal Market Time
Median days on market was 64. Nothing about the pace here forces a rushed decision.
Lyme Bay Price Range
These are the figures the public property records carry for homes in Lyme Bay, not current asking prices, and a single address can sit outside the band for reasons a number will not show you. Call or text (321) 212-7676 and we will price the exact home you are looking at.
Homes For Sale In Lyme Bay
Every active Lyme Bay listing, straight from the MLS and updated as it changes.
Lyme Bay Frequently Asked Questions
What do homes sell for in Lyme Bay?
The median closed price over the last twelve months was $370,000 across five sales, ranging $355,000 to $380,000. Median price per square foot was $285.
Does Lyme Bay have an HOA?
Yes. Dues and what they cover vary by community and change over time, so I get the current figure, the budget and the reserve study straight from the association before you go under contract.
How far is Lyme Bay from the beach?
Indian Harbour Beach is a barrier island city, so the Atlantic is a short walk or a two minute drive from anywhere in the neighborhood. None of these properties carry water frontage on record, which is part of why the pricing sits where it does.
Can you negotiate on price in Lyme Bay?
Sellers closed at about 95 percent of original list over the last year. There is some room, and it tends to show up on properties that have already had a price cut. I price the offer off the specific comparable sales, not the neighborhood average.
What is the buying process like in Lyme Bay?
I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.
Indian Harbour Beach, 32937
Lyme Bay sits in Indian Harbour Beach, in the 32937 zip code, on Hawthorne and Summerset. This is the smallest of the beachside cities, wedged between Satellite Beach to the north and Indialantic to the south.
The Eau Gallie Causeway lands right at the northern edge, which gives Indian Harbour Beach the shortest mainland commute of any beach address in the county. Within a mile you can go from a townhouse in the four hundreds to a seven figure island home.
Near Lyme Bay In Indian Harbour Beach
Considering Lyme Bay?
Whether you are buying in Lyme Bay or thinking about selling here, work with an agent who is in these neighborhoods every week. My partner Nichole and I got your back. We will run the numbers on any address, tell you straight what it is worth, and handle the whole process from the first showing through the closing table. Call or text (321) 212-7676.
