What is the FHA loan limit in Brevard County, FL for 2026?

Brevard County uses the standard Florida FHA limit for 2026, which is $541,287 for a single-family home. Higher limits apply to 2-, 3-, and 4-unit properties on the Space Coast.

For a lot of …

Who pays for title insurance in Brevard County, FL?

Florida law does not assign it, so it follows county custom and negotiation. In most Florida counties, including Brevard County, the seller customarily pays for the owner's title policy, while the buyer pays for the lender's policy.

Title …

Is concrete block or wood frame construction better for a home on Florida's Space Coast?

Concrete block resists high winds and termites better and often earns lower insurance premiums, which is why most older Brevard County homes are block. Frame can meet Florida code with proper hurricane …

Do you need a 4-point inspection to insure an older home in Brevard County, FL?

Yes. Most Florida insurers require a 4-point inspection before they will write a new homeowners policy on a Space Coast home that is 30 to 40 years or older. It reviews the …

Lennar is bringing one of the most anticipated new construction communities of the year to Melbourne, Florida, and it is called Meridian at Mayfair. If you have been searching for a brand new home that is close to the beach, I-95, Florida Tech, and Downtown Melbourne all …

Where can you live on a golf course in Brevard County, Florida?

The three main golf-course communities on the Space Coast are Suntree (private Suntree Country Club), Viera (public Duran Golf Club), and Cocoa Beach (municipal Cocoa Beach Country Club). Each one fits a different type of …

What is the average days on market for homes in Brevard County, FL in 2026?

Single-family homes in Brevard County averaged about 44 days on market in April 2026, down slightly from 45 days the year before, based on data tracked by the Space Coast Association of …

What is the Florida homestead exemption and Save Our Homes cap, and how does it work for Brevard County buyers?

Florida's homestead exemption can take up to $50,000 off the assessed value of a Brevard County primary residence, and the Save Our Homes cap limits annual assessment …

What is a wind mitigation inspection in Brevard County, FL, and how much can it save on home insurance?

A wind mitigation inspection on a Space Coast home documents storm-resistant features on a state form, and Florida law requires insurers to apply premium credits for qualifying features, …

Can I sell my Brevard County home if the roof is 16 years old?

Yes, you can sell a Brevard County, Florida home with a 16-year-old roof, but most Florida insurance carriers will not bind a new homeowners policy for the buyer on a roof past 15 …