What credit score do you need to buy a home on Florida's Space Coast?

Most Brevard County buyers need at least 620 for a conventional loan. FHA allows 580 with 3.5% down (500 to 579 with 10% down), and VA sets no minimum score at all, though …

Is it cheaper to rent or buy on Florida's Space Coast in 2026?

Renting a 3-bedroom in Brevard County runs around $2,330 a month per HUD's 2026 fair market rents, while buying the median single-family home near $370,000 costs roughly $1,900 to $2,100 in principal and interest …

What is the 10% non-homestead cap on Space Coast investment and second homes?

Florida limits annual assessment increases on non-homestead property, including second homes, rentals, and vacant land, to 10% per year in Brevard County. It applies to every taxing authority except the school board and requires …

If you are shopping for new construction in Palm Bay and you want room to spread out, Country Club Estates is one of the communities worth putting at the top of your tour list. In this video we walk through three model homes side by side: the Briella, …

Where can 55+ buyers find single-story homes on the Space Coast?

On Florida's Space Coast, single-story and aging-in-place homes are concentrated in 55+ communities in the Viera area of Brevard County, including Del Webb at Viera and Heritage Isle, along with low-maintenance villas throughout Melbourne and Palm …

Do you need a property survey when buying a home on the Space Coast?

In Brevard County, Florida, a survey is not required by state law, but most lenders require a current boundary survey before closing. The buyer usually pays, and it protects you from boundary, easement, …

If you're moving to Palm Bay with kids in tow, the first question is almost always the same: where do families actually want to live? Palm Bay is the largest city in Brevard County by population and by land area, which means "Palm Bay" covers everything from quiet …

Should Space Coast buyers worry about sinkholes in Brevard County, FL?

Sinkholes are part of Florida geology statewide, but risk is not uniform. Space Coast buyers in Brevard County should understand catastrophic ground cover collapse coverage, optional sinkhole coverage, and Florida's disclosure law before they buy.

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Can Space Coast buyers use the Florida Hometown Heroes program in Brevard County, FL?

Yes. Eligible full-time workers buying a primary residence on the Space Coast can receive up to 5% of their first mortgage amount, capped at $35,000, in down payment and closing cost assistance through …

Palm Bay, Florida is one of the fastest-growing cities on the Space Coast, and for good reason. It offers more home for your money than almost anywhere else in Brevard County, a huge variety of neighborhoods, and room to grow. But no city is perfect, and the …