What are contract contingencies when buying a home on Florida's Space Coast?

Contingencies are conditions in your Brevard County purchase contract that must be met before the sale closes. The main ones for Space Coast buyers are the financing, inspection, and appraisal contingencies, and each one is a …

What is an appraisal gap when buying a home on Florida's Space Coast?

An appraisal gap happens when a Space Coast home appraises for less than the price you agreed to pay. Your lender bases the loan on the lower appraised value, so the buyer must cover …

Do home sellers in Brevard County, Florida have to disclose problems with a house?

Yes. Under Florida law, a seller of residential property on the Space Coast must disclose known defects that materially affect the home's value and are not readily observable by the buyer. This duty …

If you work from home and you're hunting for a Florida address with actual character, the Eau Gallie Arts District in Melbourne deserves a hard look. Locals call it EGAD, and it's one of the few corners of Brevard County where you can roll out of a morning Zoom …

Where can 55+ buyers find single-story homes on the Space Coast?

On Florida's Space Coast, single-story and aging-in-place homes are concentrated in 55+ communities in the Viera area of Brevard County, including Del Webb at Viera and Heritage Isle, along with low-maintenance villas throughout Melbourne and Palm …

Do you need a property survey when buying a home on the Space Coast?

In Brevard County, Florida, a survey is not required by state law, but most lenders require a current boundary survey before closing. The buyer usually pays, and it protects you from boundary, easement, …

Do you need a permit for a seawall or dock on the Space Coast?

Yes. In Brevard County, Florida, installing or replacing a dock, seawall, or boat lift requires a Residential Marine Construction permit, plus a current survey. Some projects also need Florida DEP review. This matters for …

Do you need a flood elevation certificate to buy a home on the Space Coast?

No. Under FEMA's Risk Rating 2.0, an elevation certificate is no longer required to buy NFIP flood insurance in Brevard County, Florida. It is now optional, but it can still lower your premium …

How long do you have to get a Florida driver license and registration after moving to the Space Coast?

Once you establish residency in Brevard County, Florida, you have 30 days to get a Florida driver license and 10 days to title and register your vehicle. Both are …

Conventional or FHA loan for a Space Coast home in Brevard County, FL?

Conventional loans on the Space Coast can go as low as 3% down with removable PMI, while FHA loans allow 3.5% down with more flexible credit but mortgage insurance that often lasts the life …