Living in Florida's Space Coast
Summers Creek
Summers Creek is a two phase subdivision off Newfound Harbor Drive in south Merritt Island, built between 1998 and 2006. Six of the last seven property transfers here included a pool. Homes run 1,603 to 3,658 square feet on lots up to a third of an acre, with two and three car garages. The association is real and registered, and dues are under $200 a year.
Summers Creek In Merritt Island, Florida
Summers Creek went in as Phase 1 and Phase 2, which is why you find 1998 construction and 2006 construction on the same short streets. Summers Creek Drive is the entry off Newfound Harbor Drive. Bent Palm Drive runs through the middle, and Jenifer Court and Becky Court terminate in cul-de-sacs off it. It is a compact plat, easy to walk, with sidewalk to street ratios that reflect late nineties county subdivision standards rather than the tighter platting of the sixties neighborhoods around it.
The construction is Florida production building at its most durable point: concrete block and stucco with poured concrete elements, shingle roofs, mostly single story with some two story plans in the later phase. Living area spans 1,603 to 3,658 square feet with about 2,426 in the middle, and bedroom counts run three to five with two to three baths. Lots are 0.21 to 0.34 of an acre, larger than the island average for this era, which is what allowed the pools and the three car garages.
Nearly every house here has a pool, and they are not afterthoughts. Screen enclosures, heaters and saltwater systems show up repeatedly, several with attached spas, most opening onto covered lanais. The screened cage matters more than buyers from out of state expect: it keeps the deck usable in the evening and keeps the leaves out, and a re-screen is a routine maintenance line rather than a crisis. Look at the cage frame and the pool surface separately when you tour.
Summers Creek Homeowners Association, Inc. has been an active Florida nonprofit corporation since 1995 and is professionally managed. Annual dues have been running $189 for most owners, with some at $135, $168 and $180 depending on the phase and the year. That is a very low number for a managed community, and it buys common area maintenance and the entry, not amenities. There is no clubhouse, no community pool and no gate, and there is no age restriction.
One thing to be clear about: the name is aspirational. The water in Summers Creek is stormwater retention, not navigable creek. A couple of homes back to non-navigable canal and a few more have a water view, but there is no dock and no boat access from your yard. If you keep a boat you will trailer it. That is the tradeoff for a well built pool home at around $253 a square foot, with the middle of the market near $595,000 and time to contract around 41 days.
Summers Creek At A Glance
Summers Creek in the details that matter to a buyer.
| Detail | What you get |
|---|---|
| Location | South Merritt Island, south of State Road 520 off Newfound Harbor Drive |
| Built | 1998 to 2006, in two phases |
| Home size | 1,603 to 3,658 square feet, about 2,426 typical |
| Bedrooms | 3 to 5, most commonly 4 |
| Bathrooms | 2 to 3, typically 3 |
| Lot size | 0.21 to 0.34 acre, about 0.24 typical |
| Construction | Concrete block and stucco with poured concrete, shingle roofs |
| Levels | Mostly single story, some two story in the later phase |
| Garage | 2 to 3 bays |
| Association | Summers Creek Homeowners Association, Inc., mandatory, $189 a year for most owners, with some at $135, $168 or $180. Professionally managed full time, no amenity complex |
| Pools | Nearly every home; screen enclosures, heaters and saltwater systems are common |
| Water frontage | Stormwater retention and non-navigable canal only. No dock, no boat access |
| Street pattern | Cul-de-sacs at Jenifer Court and Becky Court |
| Utilities | Public water and public sewer |
| Streets | Summers Creek Drive, Bent Palm Drive, Jenifer Court, Becky Court |
| Gated | No |
| Age restricted | No |
| Price range | $405,000 to $700,000, around $253 per square foot |
Summers Creek Details
A Pool With Almost Every House
Six of the last seven transfers here involved a pool, most of them screened, several heated or saltwater. Adding a screened pool and cage to a house that lacks one is a major project on the Space Coast right now. Buying a house that already has one, correctly permitted, skips all of it.
Two Build Phases, Two Vintages
Phase 1 dates to the late nineties and Phase 2 to the mid 2000s, so you can shop two different construction eras inside the same association. The later homes tend to run larger with taller ceilings; the earlier ones often sit on the deeper lots. Neither is automatically the better buy.
Dues Under $200 A Year
Summers Creek Homeowners Association, Inc. has been registered since 1995 and charges most owners $189 annually. You get the legal protection of a real association and professional oversight without an amenity budget quietly compounding behind it.
Larger Lots Than The Island Average
Between 0.21 and 0.34 of an acre, with about 0.24 typical. That extra ground is why three car garages, screened cages and side yards fit here and do not fit in tighter subdivisions built the same years elsewhere in Brevard County.
Cul-De-Sac Streets
Jenifer Court and Becky Court both dead end, and Bent Palm Drive is an interior street with nowhere to cut through to. Traffic inside the subdivision is residents only, which is a real quality of life difference from the through streets nearby.
Two Minutes From The 520 Corridor
Newfound Harbor Drive puts you on State Road 520 quickly, which means Cocoa Beach east and Interstate 95 west without crossing the island first. The island's retail corridor along Courtenay Parkway is a short drive north.
Homes For Sale In Summers Creek
Everything currently for sale in Summers Creek. With only a few dozen homes across both phases, availability here tends to be one or two at a time.
Summers Creek Frequently Asked Questions
Does Summers Creek have a homeowners association?
Yes. Summers Creek Homeowners Association, Inc. has been an active Florida nonprofit corporation since 1995 and is professionally managed full time. Most owners pay $189 a year, with some at $135, $168 or $180 depending on phase and vintage.
Is Summers Creek waterfront?
Not in the boating sense. The water here is stormwater retention and non-navigable canal. A few homes back to water and a few more have water views, but there is no dock and no navigable access. Boats get trailered to a ramp.
Is it gated?
No. Summers Creek has an open entry off Newfound Harbor Drive. It is also not age restricted.
How big are the homes?
From 1,603 square feet at the small end to 3,658 at the large end, with about 2,426 in the middle. Layouts run three to five bedrooms with two or three baths, and two or three car garages are standard.
What are property taxes here?
Annual county bills across the neighborhood have run roughly $1,813 to $7,373, with the middle near $4,324. Long held homesteaded parcels sit low and recently transferred ones sit high, because a sale resets the assessed value.
How fast do homes sell in Summers Creek?
Time to contract has run about 41 days and sellers have been settling near 96 percent of their original asking price. That is a balanced market: not a bidding war, but not a neighborhood where sellers are chasing the price down either.
What should I look at on the pool?
Three separate things: the interior surface, the equipment including any heater or salt cell, and the screen enclosure frame and fasteners. Cages take the most wind damage in a storm and the fasteners corrode from the inside. Ask when the cage was last rescreened.
What was built in each phase?
Phase 1 homes generally date to the late 1990s and Phase 2 to the mid 2000s. The construction method is consistent across both, concrete block and stucco with shingle roofs, but the later plans tend to be larger with more open living areas.
Summers Creek Drive, Merritt Island 32952
Summers Creek sits on the east side of south Merritt Island in the 32952 ZIP code, entered from Newfound Harbor Drive about half a mile south of State Road 520. The entrance is Summers Creek Drive, which feeds Bent Palm Drive and the two cul-de-sacs. Everything around it is older, mostly 1960s housing, which makes this pocket of late nineties and mid 2000s construction stand out the moment you turn in.
State Road 520 is your artery. East it becomes the causeway to Cocoa Beach, roughly ten minutes. West it carries you to Cocoa, US 1 and Interstate 95 in about fifteen. North Courtenay Parkway and North Sykes Creek Parkway put the island's grocery and restaurant corridor within five to eight minutes. Kennedy Space Center, Port Canaveral and the aerospace campuses are a twenty five to thirty minute drive north, and Orlando International Airport is about an hour via State Road 528.
Near Summers Creek In Merritt Island
Considering Summers Creek?
The difference between a Phase 1 house on a deep lot and a Phase 2 house with the taller ceilings is worth understanding before you tour, and so is the condition of the pool cage you are inheriting. My partner Nichole and I have been in and out of these homes and can tell you which ones have already had the roof, the cage and the pool surface handled. Call or text (321) 212-7676.
Beautiful home in one of Merritt Island's best neighborhoods. This stunning 5-bedroom, 3-bathroom residence offers 3,678 square feet of thoughtfully designed living space...
- 5 Beds
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- 1081419 MLS
