Living in Florida's Space Coast
LA COSTA
La Costa is the neighborhood in Melbourne Beach where $522,000 was the median across four closed sales in the last twelve months, the association runs about $715 a month, and two of five had a private pool. Built 1982 to 1994.
La Costa In Melbourne Beach, Florida
La Costa sits in Melbourne Beach, in the 32951 zip code, on La Costa, Las Olas and La Palma. Over the last twelve months four of the five properties I tracked here actually closed, at a $522,000 median.
The housing stock is 3 single-family homes and 2 condos, built 1982 to 1994. Sizes are consistent enough that the comparable sales here read cleanly.
Sellers closed at about 90 percent of original list, one of the softer ratios on the beachside. That usually means listings started high and cut more than once, not that buyers are stealing anything.
one of the five properties are waterfront. That single line is the biggest split inside La Costa, and a waterfront property and an interior one on the same street should never be priced off each other.
La Costa At A Glance
Every figure below comes from the last twelve months of Melbourne Beach market data for this neighborhood. Nothing here is an estimate.
| Detail | What you get |
|---|---|
| Housing type | 3 single-family homes and 2 condos |
| Home size range | Roughly 1,406 to 2,082 square feet, median about 1,890 |
| Bedrooms and baths | two to three bedrooms, two to three baths |
| Lot size | 0.13 to 0.15 acres, median about 0.14 |
| Year built | 1982 to 1994, median 1994 |
| Median sold price | $522,000 over the last twelve months |
| Sold price range | $414,900 to $603,000 |
| Price per square foot | About $290 median |
| HOA dues | $715 median a month, reported on 5 of 5 listings |
| Waterfront | 1 of 5, on the water |
| Private pools | 2 of 5 |
| Garage | 5 of 5 listings reported a garage |
| Property tax | About $3,313 median annual, ranging widely with assessment history |
| Days on market | 55 days median, at about 90 percent of original asking price |
| Location | Melbourne Beach, 32951 |
La Costa Costs, Honestly
The line items that decide what this actually costs you, beyond the purchase price.
Insurance And Flood
Get the quote firstEvery address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.
The Seawall And The Dock
The item people forgetA seawall has a lifespan and replacing one is a five figure job. So is a dock, a lift and the electrical that runs them. On a property where the association may or may not own that structure, that question gets answered in writing before you go hard on a deposit.
The Tax Bill Resets
About $3,313 median todayThat is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.
Real Negotiating Room
About 90 percent of original listA 55 day median with closings near 90 percent of the original asking price. That is a genuine gap and it is where a prepared buyer makes money.
La Costa Features
Waterfront Available
1 of the 5 properties front the water. Verify the seawall condition, the dock permit and the actual depth at low tide before you rely on a listing photo.
Association On Record
A median of $715 a month across 5 of the 5 listings. I pull the budget, the reserve study and the last two years of minutes before you go under contract.
Pool Homes Here
2 of the last 5 had a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than they do inland, so those get inspected separately from the house.
Original Era Housing
Median year built is 1994. Roof age, wiring and plumbing are the three things that decide both your insurance quote and your first five years of budget.
Garages Are Common
5 of the 5 listings reported a garage, which on the beachside is less common than buyers expect.
Minutes To The Ocean
The ocean is east and the river west, with A1A running the length of the island south toward Sebastian Inlet and north to the Melbourne Causeway.
Homes For Sale In La Costa
Every active La Costa listing, straight from the MLS and updated as it changes.
La Costa Frequently Asked Questions
What do homes sell for in La Costa?
The median closed price over the last twelve months was $522,000 across four sales, ranging $414,900 to $603,000. Median price per square foot was $290.
Does La Costa have an HOA?
Yes. The median reported association fee is $715 a month, on 5 of the 5 listings. What it covers varies, so I read the budget, the reserve study and the assessment history before you go under contract.
Is La Costa waterfront?
1 of the 5 properties front the water. Which water it is changes the price, and on canal or river frontage the seawall, the dock permit and the low tide depth all need checking before you rely on the photos.
Can you negotiate on price in La Costa?
Sellers closed at about 90 percent of original list over the last year. That is softer than most of the beachside, which usually means listings started high rather than that buyers are getting bargains. I price the offer off the specific comparable sales, not the neighborhood average.
Are there pool homes in La Costa?
Yes. 2 of the 5 properties have a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than inland, so I have those inspected separately from the structure.
What are property taxes like in La Costa?
The median bill on record is about $3,313, but that is what the current owners pay. Florida caps annual assessment increases for homesteaded owners and the cap resets when the property sells, so your first bill can be materially higher. I run the reset number before you write an offer.
What is the buying process like in La Costa?
I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.
Melbourne Beach, 32951
La Costa sits in Melbourne Beach, in the 32951 zip code, on La Costa, Las Olas and La Palma. The town runs south along A1A from the Melbourne Causeway toward Sebastian Inlet, and the further south you go the thinner and quieter the island gets.
That geography is the whole story on price down here. A Melbourne Beach address can mean a 1950s cottage two blocks from the pier or a gated riverfront community fifteen minutes south. Those are different markets that happen to share a post office.
Near La Costa In Melbourne Beach
Considering La Costa?
If La Costa is on your list, my partner Nichole and I are the agents to call. We work Melbourne Beach every week, we know these streets, and we will tell you straight whether a property is priced right. Reach out anytime at (321) 212-7676.
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