Living in Florida's Space Coast
WINDWARD COVE
Windward Cove is the single-family neighborhood in Indian Harbour Beach where $825,000 was the median across five closed sales in the last twelve months, the association runs about $700 a month, and six of seven had a private pool. Built 1988 to 2001.
Windward Cove In Indian Harbour Beach, Florida
Windward Cove sits in Indian Harbour Beach, in the 32937 zip code, on Windward and Waterbury. Over the last twelve months five of the seven properties I tracked here actually closed, at a $825,000 median.
The housing stock is 7 single-family homes, built 1988 to 2001. The size range runs 2,131 to 3,643 square feet, which is wide enough that the neighborhood median tells you very little about any one property. Price it off the comparable sales on that street, not the plat.
Sellers closed at about 94 percent of original list, a normal working spread for beachside Brevard. The room that exists shows up on properties that have already cut once.
two of the seven properties are waterfront. That single line is the biggest split inside Windward Cove, and a waterfront property and an interior one on the same street should never be priced off each other.
Windward Cove At A Glance
Every figure below comes from the last twelve months of Indian Harbour Beach market data for this neighborhood. Nothing here is an estimate.
| Detail | What you get |
|---|---|
| Housing type | 7 single-family homes, mostly one story |
| Home size range | Roughly 2,131 to 3,643 square feet, median about 2,586 |
| Bedrooms and baths | three to four bedrooms, two to four baths |
| Lot size | 0.21 to 0.42 acres, median about 0.27 |
| Year built | 1988 to 2001, median 1989 |
| Median sold price | $825,000 over the last twelve months |
| Sold price range | $725,000 to $1,250,000 |
| Price per square foot | About $325 median |
| HOA dues | $700 median a month, reported on 7 of 7 listings |
| Waterfront | 2 of 7, on a canal |
| Private pools | 6 of 7 |
| Garage | 7 of 7 listings reported a garage |
| Property tax | About $9,844 median annual, ranging widely with assessment history |
| Days on market | 20 days median, at about 94 percent of original asking price |
| Location | Indian Harbour Beach, 32937 |
Windward Cove Costs, Honestly
The line items that decide what this actually costs you, beyond the purchase price.
Insurance And Flood
Get the quote firstEvery address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.
The Seawall And The Dock
The item people forgetA seawall has a lifespan and replacing one is a five figure job. So is a dock, a lift and the electrical that runs them. On a property where the association may or may not own that structure, that question gets answered in writing before you go hard on a deposit.
The Tax Bill Resets
About $9,844 median todayThat is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.
Real Negotiating Room
About 94 percent of original listA 20 day median with closings near 94 percent of the original asking price. That is a narrow gap, so the win here comes from being ready to move rather than from grinding the price.
Windward Cove Features
Waterfront Available
2 of the 7 properties front a canal. Verify the seawall condition, the dock permit and the actual depth at low tide before you rely on a listing photo.
Association On Record
A median of $700 a month across 7 of the 7 listings. I pull the budget, the reserve study and the last two years of minutes before you go under contract.
Pools Are Standard
6 of the last 7 had a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than they do inland, so those get inspected separately from the house.
Mostly Single Story
5 of the 7 listings reporting stories were one level, typical of when this was platted.
Original Era Housing
Median year built is 1989. Roof age, wiring and plumbing are the three things that decide both your insurance quote and your first five years of budget.
Garages Are Common
7 of the 7 listings reported a garage, which on the beachside is less common than buyers expect.
Homes For Sale In Windward Cove
Every active Windward Cove listing, straight from the MLS and updated as it changes.
Windward Cove Frequently Asked Questions
What do homes sell for in Windward Cove?
The median closed price over the last twelve months was $825,000 across five sales, ranging $725,000 to $1,250,000. Median price per square foot was $325.
Does Windward Cove have an HOA?
Yes. The median reported association fee is $700 a month, on 7 of the 7 listings. What it covers varies, so I read the budget, the reserve study and the assessment history before you go under contract.
Is Windward Cove waterfront?
2 of the 7 properties front a canal. Which water it is changes the price, and on canal or river frontage the seawall, the dock permit and the low tide depth all need checking before you rely on the photos.
Can you negotiate on price in Windward Cove?
Sellers closed at about 94 percent of original list over the last year. There is some room, and it tends to show up on properties that have already had a price cut. I price the offer off the specific comparable sales, not the neighborhood average.
Are there pool homes in Windward Cove?
Yes. 6 of the 7 properties have a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than inland, so I have those inspected separately from the structure.
What are property taxes like in Windward Cove?
The median bill on record is about $9,844, but that is what the current owners pay. Florida caps annual assessment increases for homesteaded owners and the cap resets when the property sells, so your first bill can be materially higher. I run the reset number before you write an offer.
What is the buying process like in Windward Cove?
I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.
Indian Harbour Beach, 32937
Windward Cove sits in Indian Harbour Beach, in the 32937 zip code, on Windward and Waterbury. This is the smallest of the beachside cities, wedged between Satellite Beach to the north and Indialantic to the south.
The Eau Gallie Causeway lands right at the northern edge, which gives Indian Harbour Beach the shortest mainland commute of any beach address in the county. Within a mile you can go from a townhouse in the four hundreds to a seven figure island home.
Near Windward Cove In Indian Harbour Beach
Considering Windward Cove?
If Windward Cove is on your list, my partner Nichole and I are the agents to call. We work Indian Harbour Beach every week, we know these streets, and we will tell you straight whether a property is priced right. Reach out anytime at (321) 212-7676.
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