Not one property carries an association and the median sale went under contract in 13 days

SEACOAST SHORES

Seacoast Shores is the single-family neighborhood in Indian Harbour Beach where $575,000 was the median across ten closed sales in the last twelve months, not one listing reported an association, and seven of 15 had a private pool. Built 1958 to 1964.

1,324 to 3,070 sq ft
Home Size
$575,000
Median Sold Price
No HOA
Association Dues
7 of 15
Pool Homes
What Seacoast Shores actually is

Seacoast Shores In Indian Harbour Beach, Florida

Seacoast Shores sits in Indian Harbour Beach, in the 32937 zip code, on Atlantic, Terry, Martin and Cynthia. Over the last twelve months ten of the 15 properties I tracked here actually closed, at a $575,000 median.

The housing stock is 15 single-family homes, built 1958 to 1964. The size range runs 1,324 to 3,070 square feet, which is wide enough that the neighborhood median tells you very little about any one property. Price it off the comparable sales on that street, not the plat.

Sellers closed at about 99 percent of original list. That is tight. An aggressive offer in Seacoast Shores is usually how you lose the property to someone who wrote a clean one.

No association appears on any property here. No board, no dues, and no reserve fund either. The roof and the driveway are yours alone. Recorded deed restrictions may still apply, and I pull those for the specific parcel before you write.

The numbers, in one place

Seacoast Shores At A Glance

Every figure below comes from the last twelve months of Indian Harbour Beach market data for this neighborhood. Nothing here is an estimate.

DetailWhat you get
Housing type15 single-family homes, mostly one story
Home size rangeRoughly 1,324 to 3,070 square feet, median about 1,626
Bedrooms and bathsthree to four bedrooms, two to three baths
Lot size0.19 to 0.29 acres, median about 0.20
Year built1958 to 1964, median 1960
Median sold price$575,000 over the last twelve months
Sold price range$447,000 to $727,000
Price per square footAbout $323 median
HOA duesNone. All 15 recent listings reported no association.
WaterfrontNone of the 15 recent listings reported water frontage
Private pools7 of 15
Garage13 of 15 listings reported a garage
Property taxAbout $4,132 median annual, ranging widely with assessment history
Days on market13 days median, at about 99 percent of original asking price
LocationIndian Harbour Beach, 32937
Where the money goes

Seacoast Shores Costs, Honestly

The line items that decide what this actually costs you, beyond the purchase price.

Insurance And Flood

Get the quote first

Every address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.

No Reserve Fund Behind You

No association here

No dues is a real advantage until the roof goes. There is no shared reserve on these streets, so the roof, the driveway, the AC and the fence are funded by you on your own timeline. That is a fair trade, but it should be a budgeted one.

The Tax Bill Resets

About $4,132 median today

That is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.

Real Negotiating Room

About 99 percent of original list

A 13 day median with closings near 99 percent of the original asking price. That is a narrow gap, so the win here comes from being ready to move rather than from grinding the price.

What you are actually buying

Seacoast Shores Features

No HOA At All

All 15 recent listings reported no association. Nothing governs the paint color, the boat in the driveway or the fence line except the recorded deed restrictions on that plat.

Pool Homes Here

7 of the last 15 had a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than they do inland, so those get inspected separately from the house.

Mostly Single Story

14 of the 15 listings reporting stories were one level, typical of when this was platted.

Original Era Housing

Median year built is 1960. Roof age, wiring and plumbing are the three things that decide both your insurance quote and your first five years of budget.

Garages Are Common

13 of the 15 listings reported a garage, which on the beachside is less common than buyers expect.

Minutes To The Ocean

The Eau Gallie Causeway lands at the north edge of the city, which makes this the shortest mainland commute of any beach address in the county.

See what is actually available

Homes For Sale In Seacoast Shores

Every active Seacoast Shores listing, straight from the MLS and updated as it changes.

Straight answers

Seacoast Shores Frequently Asked Questions

What do homes sell for in Seacoast Shores?

The median closed price over the last twelve months was $575,000 across ten sales, ranging $447,000 to $727,000. Median price per square foot was $323.

Does Seacoast Shores have an HOA?

No. All 15 recent listings reported no association. Recorded deed restrictions may still apply to the plat, and I pull those for the specific parcel.

How far is Seacoast Shores from the beach?

Indian Harbour Beach is a barrier island city, so the Atlantic is a short walk or a two minute drive from anywhere in the neighborhood. None of these properties carry water frontage on record, which is part of why the pricing sits where it does.

Can you negotiate on price in Seacoast Shores?

Sellers closed at about 99 percent of original list over the last year. That is tight, and an aggressive offer usually costs you the property. I price the offer off the specific comparable sales, not the neighborhood average.

Are there pool homes in Seacoast Shores?

Yes. 7 of the 15 properties have a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than inland, so I have those inspected separately from the structure.

What are property taxes like in Seacoast Shores?

The median bill on record is about $4,132, but that is what the current owners pay. Florida caps annual assessment increases for homesteaded owners and the cap resets when the property sells, so your first bill can be materially higher. I run the reset number before you write an offer.

What is the buying process like in Seacoast Shores?

I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.

Where Seacoast Shores sits

Indian Harbour Beach, 32937

Seacoast Shores sits in Indian Harbour Beach, in the 32937 zip code, on Atlantic, Terry, Martin and Cynthia. This is the smallest of the beachside cities, wedged between Satellite Beach to the north and Indialantic to the south.

The Eau Gallie Causeway lands right at the northern edge, which gives Indian Harbour Beach the shortest mainland commute of any beach address in the county. Within a mile you can go from a townhouse in the four hundreds to a seven figure island home.

Indian Harbour BeachNo HOAPool HomesSingle Family32937$500K Range
Talk to a local

Considering Seacoast Shores?

If Seacoast Shores is on your list, my partner Nichole and I are the agents to call. We work Indian Harbour Beach every week, we know these streets, and we will tell you straight whether a property is priced right. Reach out anytime at (321) 212-7676.