Living in Florida's Space Coast
HARBOR BEACH CLUB
Harbor Beach Club is the townhouse neighborhood in Indian Harbour Beach where $462,450 was the median across two closed sales in the last twelve months, the association runs about $240 a month, and sellers closed at about 92 percent of original list. Built 2007 to 2017.
Harbor Beach Club In Indian Harbour Beach, Florida
Harbor Beach Club sits in Indian Harbour Beach, in the 32937 zip code, on Steven Patrick. Over the last twelve months two of the three properties I tracked here actually closed, at a $462,450 median.
The housing stock is 3 townhouses, built 2007 to 2017. Sizes are consistent enough that the comparable sales here read cleanly.
Sellers closed at about 92 percent of original list, one of the softer ratios on the beachside. That usually means listings started high and cut more than once, not that buyers are stealing anything.
The association reports at about $240 a month across 3 of the 3 listings. At that level what the fee covers and whether the reserves are funded matters more to your real monthly cost than the purchase price does.
Harbor Beach Club At A Glance
Every figure below comes from the last twelve months of Indian Harbour Beach market data for this neighborhood. Nothing here is an estimate.
| Detail | What you get |
|---|---|
| Housing type | 3 townhouses |
| Home size range | Roughly 2,174 to 2,421 square feet, median about 2,350 |
| Bedrooms and baths | three to four bedrooms, four to five baths |
| Lot size | 0.07 to 0.07 acres, median about 0.07 |
| Year built | 2007 to 2017, median 2017 |
| Median sold price | $462,450 over the last twelve months |
| Sold price range | $449,900 to $475,000 |
| Price per square foot | About $202 median |
| HOA dues | $240 median a month, reported on 3 of 3 listings |
| Waterfront | None of the three recent listings reported water frontage |
| Private pools | None reported on the three recent listings |
| Garage | 3 of 3 listings reported a garage |
| Property tax | About $6,202 median annual, ranging widely with assessment history |
| Days on market | 24 days median, at about 92 percent of original asking price |
| Location | Indian Harbour Beach, 32937 |
Harbor Beach Club Costs, Honestly
The line items that decide what this actually costs you, beyond the purchase price.
Insurance And Flood
Get the quote firstEvery address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.
What The Fee Actually Covers
$240 a month medianA fee is not good or bad on its own. What matters is the budget behind it, whether the reserves are funded, and what has been special assessed in the last three years. I read the budget, the reserve study and two years of minutes before you go under contract.
The Tax Bill Resets
About $6,202 median todayThat is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.
Real Negotiating Room
About 92 percent of original listA 24 day median with closings near 92 percent of the original asking price. That is a narrow gap, so the win here comes from being ready to move rather than from grinding the price.
Harbor Beach Club Features
Association On Record
A median of $240 a month across 3 of the 3 listings. I pull the budget, the reserve study and the last two years of minutes before you go under contract.
Newer Construction
Median year built is 2017. Newer roofs and newer wiring generally quote better on insurance, which is worth real money here.
Garages Are Common
3 of the 3 listings reported a garage, which on the beachside is less common than buyers expect.
Minutes To The Ocean
The Eau Gallie Causeway lands at the north edge of the city, which makes this the shortest mainland commute of any beach address in the county.
Normal Market Time
Median days on market was 24. Nothing about the pace here forces a rushed decision.
Homes For Sale In Harbor Beach Club
Every active Harbor Beach Club listing, straight from the MLS and updated as it changes.
Harbor Beach Club Frequently Asked Questions
What do homes sell for in Harbor Beach Club?
The median closed price over the last twelve months was $462,450 across two sales, ranging $449,900 to $475,000. Median price per square foot was $202.
Does Harbor Beach Club have an HOA?
Yes. The median reported association fee is $240 a month, on 3 of the 3 listings. What it covers varies, so I read the budget, the reserve study and the assessment history before you go under contract.
How far is Harbor Beach Club from the beach?
Indian Harbour Beach is a barrier island city, so the Atlantic is a short walk or a two minute drive from anywhere in the neighborhood. None of these properties carry water frontage on record, which is part of why the pricing sits where it does.
Can you negotiate on price in Harbor Beach Club?
Sellers closed at about 92 percent of original list over the last year. That is softer than most of the beachside, which usually means listings started high rather than that buyers are getting bargains. I price the offer off the specific comparable sales, not the neighborhood average.
What are property taxes like in Harbor Beach Club?
The median bill on record is about $6,202, but that is what the current owners pay. Florida caps annual assessment increases for homesteaded owners and the cap resets when the property sells, so your first bill can be materially higher. I run the reset number before you write an offer.
What is the buying process like in Harbor Beach Club?
I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.
Indian Harbour Beach, 32937
Harbor Beach Club sits in Indian Harbour Beach, in the 32937 zip code, on Steven Patrick. This is the smallest of the beachside cities, wedged between Satellite Beach to the north and Indialantic to the south.
The Eau Gallie Causeway lands right at the northern edge, which gives Indian Harbour Beach the shortest mainland commute of any beach address in the county. Within a mile you can go from a townhouse in the four hundreds to a seven figure island home.
Near Harbor Beach Club In Indian Harbour Beach
Considering Harbor Beach Club?
If Harbor Beach Club is on your list, my partner Nichole and I are the agents to call. We work Indian Harbour Beach every week, we know these streets, and we will tell you straight whether a property is priced right. Reach out anytime at (321) 212-7676.
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