Living in Florida's Space Coast
STUART TERRACE
Stuart Terrace is the single-family neighborhood in Indialantic where $560,000 was the median across eleven closed sales in the last twelve months, not one listing reported an association, and seven of twelve had a private pool. Built 1962 to 1982.
Stuart Terrace In Indialantic, Florida
Stuart Terrace sits in Indialantic, in the 32903 zip code, on Coral, Jupiter, Uranus and Neptune. Over the last twelve months eleven of the twelve properties I tracked here actually closed, at a $560,000 median.
The housing stock is 12 single-family homes, built 1962 to 1982. The size range runs 1,546 to 2,802 square feet, which is wide enough that the neighborhood median tells you very little about any one property. Price it off the comparable sales on that street, not the plat.
Sellers closed at about 94 percent of original list, a normal working spread for beachside Brevard. The room that exists shows up on properties that have already cut once.
No association appears on any property here. No board, no dues, and no reserve fund either. The roof and the driveway are yours alone. Recorded deed restrictions may still apply, and I pull those for the specific parcel before you write.
Stuart Terrace At A Glance
Every figure below comes from the last twelve months of Indialantic market data for this neighborhood. Nothing here is an estimate.
| Detail | What you get |
|---|---|
| Housing type | 12 single-family homes, mostly one story |
| Home size range | Roughly 1,546 to 2,802 square feet, median about 1,834 |
| Bedrooms and baths | three to five bedrooms, two to three baths |
| Lot size | 0.19 to 0.38 acres, median about 0.23 |
| Year built | 1962 to 1982, median 1967 |
| Median sold price | $560,000 over the last twelve months |
| Sold price range | $412,500 to $725,000 |
| Price per square foot | About $283 median |
| HOA dues | None. All twelve recent listings reported no association. |
| Waterfront | None of the twelve recent listings reported water frontage |
| Private pools | 7 of 12 |
| Garage | 12 of 12 listings reported a garage |
| Property tax | About $2,545 median annual, ranging widely with assessment history |
| Days on market | 34 days median, at about 94 percent of original asking price |
| Location | Indialantic, 32903 |
Stuart Terrace Costs, Honestly
The line items that decide what this actually costs you, beyond the purchase price.
Insurance And Flood
Get the quote firstEvery address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.
No Reserve Fund Behind You
No association hereNo dues is a real advantage until the roof goes. There is no shared reserve on these streets, so the roof, the driveway, the AC and the fence are funded by you on your own timeline. That is a fair trade, but it should be a budgeted one.
The Tax Bill Resets
About $2,545 median todayThat is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.
Real Negotiating Room
About 94 percent of original listA 34 day median with closings near 94 percent of the original asking price. That is a narrow gap, so the win here comes from being ready to move rather than from grinding the price.
Stuart Terrace Features
No HOA At All
All twelve recent listings reported no association. Nothing governs the paint color, the boat in the driveway or the fence line except the recorded deed restrictions on that plat.
Pools Are Standard
7 of the last 12 had a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than they do inland, so those get inspected separately from the house.
Mostly Single Story
12 of the 12 listings reporting stories were one level, typical of when this was platted.
Original Era Housing
Median year built is 1967. Roof age, wiring and plumbing are the three things that decide both your insurance quote and your first five years of budget.
Garages Are Common
12 of the 12 listings reported a garage, which on the beachside is less common than buyers expect.
Minutes To The Ocean
The Melbourne Causeway lands right here, so downtown Melbourne is five minutes west and the sand is two minutes east.
Homes For Sale Near Stuart Terrace
Nothing is listed inside Stuart Terrace at this moment, which happens in a neighborhood this size. Below is every active Indialantic listing between $325,000 and $900,000, the band Stuart Terrace actually trades in. Call me at (321) 212-7676 and I will tell you the day something lists on these streets.
Stuart Terrace Frequently Asked Questions
What do homes sell for in Stuart Terrace?
The median closed price over the last twelve months was $560,000 across eleven sales, ranging $412,500 to $725,000. Median price per square foot was $283.
Does Stuart Terrace have an HOA?
No. All twelve recent listings reported no association. Recorded deed restrictions may still apply to the plat, and I pull those for the specific parcel.
How far is Stuart Terrace from the beach?
Indialantic is a barrier island city, so the Atlantic is a short walk or a two minute drive from anywhere in the neighborhood. None of these properties carry water frontage on record, which is part of why the pricing sits where it does.
Can you negotiate on price in Stuart Terrace?
Sellers closed at about 94 percent of original list over the last year. There is some room, and it tends to show up on properties that have already had a price cut. I price the offer off the specific comparable sales, not the neighborhood average.
Are there pool homes in Stuart Terrace?
Yes. 7 of the 12 properties have a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than inland, so I have those inspected separately from the structure.
What are property taxes like in Stuart Terrace?
The median bill on record is about $2,545, but that is what the current owners pay. Florida caps annual assessment increases for homesteaded owners and the cap resets when the property sells, so your first bill can be materially higher. I run the reset number before you write an offer.
What is the buying process like in Stuart Terrace?
I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.
Indialantic, 32903
Stuart Terrace sits in Indialantic, in the 32903 zip code, on Coral, Jupiter, Uranus and Neptune. The Melbourne Causeway lands here, so downtown Melbourne is five minutes west and the sand is two minutes east.
The town is small and layered. Oceanfront towers line A1A, 1950s and 1960s platted streets sit behind them, and pockets of larger homes with deep water sit on the river side. Those three markets are within a few blocks of each other and price nothing alike.
Near Stuart Terrace In Indialantic
Considering Stuart Terrace?
If Stuart Terrace is on your list, my partner Nichole and I are the agents to call. We work Indialantic every week, we know these streets, and we will tell you straight whether a property is priced right. Reach out anytime at (321) 212-7676.
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