One gated street of 2004 pool homes in

Monterey Cove at Bayside

Monterey Cove is a single street behind a gate inside the Bayside Lakes community in southwest Palm Bay. Gardendale Circle SE carries every address, and the whole neighborhood went up in 2004 and 2005. Houses are single story block, 1,608 to 2,460 square feet, and six of the eight have a screened pool. Dues run about $115 a month.

$439,700
TYPICAL PRICE
2004 to 2005
BUILT
About $115 a month
ASSOCIATION
Around 24 days
TIME TO SELL
What Monterey Cove at Bayside actually is

Monterey Cove at Bayside In Palm Bay, Florida

Monterey Cove is one street inside a gate, in the 32909 stretch of southwest Palm Bay. Gardendale Circle SE carries every address. You reach it from Emerson Drive, which becomes Bayside Lakes Boulevard as it runs south, then turn onto Bramblewood Circle, pass through the gate, and turn again into Monterey Cove. Records for the neighborhood also carry the longer name, Monterey Cove at Bayside Lakes.

Bayside Lakes is the larger community wrapped around it. Its clubhouse at 2051 Bramblewood Circle carries a gym, a pool and a lakeside patio, with courts and shuffleboard elsewhere on the grounds. Monterey Cove sits behind the gated portion, and its own association carries a clubhouse, a community pool, tennis and basketball courts, maintained grounds and a playground. For a neighborhood this small, that is a long amenity list.

The houses are consistent, which is what a subdivision delivered inside two years tends to produce. Nearly all are single story concrete block and stucco under shingle roofs, from 1,608 to 2,460 square feet, three or four bedrooms, two car garages, on lots of 0.17 to 0.20 acre. Six of the eight properties have a private in ground pool, most screened. Storm shutters are fitted on almost every house.

Dues run about $115 a month for most owners and $124 for some, through Monterey Cove At Bayside Lakes Homeowners Association, a Florida nonprofit registered with the Division of Corporations in 2002. Sentry Management appears on the records as managing agent. Roughly $1,400 a year buys the gate, the grounds and the amenities, which is fair value, but ask what portion of it feeds the wider Bayside Lakes structure.

Typical pricing sits near $439,700 at about $205 a square foot, and houses here move fast. Around 24 days is normal, the quickest turnaround of any neighborhood covered on this side of the city. The tradeoff is age. These are twenty year old houses now, so the roof, the air handler, the water heater and the pool equipment are each at or past the point of first replacement.

The essentials

Monterey Cove at Bayside At A Glance

Monterey Cove in short, from the gate to the pool count.

DetailWhat you get
DetailValue
LocationGardendale Circle SE off Bramblewood Circle, inside Bayside Lakes, Palm Bay 32909
Built2004 to 2005, delivered as one push
Home size1,608 to 2,460 square feet, about 1,980 typical
BedroomsThree to four, with two to three baths
Lot size0.17 to 0.20 acre
ConstructionConcrete block and stucco, shingle roofs, storm shutters on nearly every house
LevelsSingle story on almost all
GatedYes, entry through the Bramblewood Circle gate
AssociationMandatory. Monterey Cove At Bayside Lakes Homeowners Association, about $115 to $124 per month, Sentry Management on record
AmenitiesClubhouse, community pool, tennis courts, basketball court, playground, maintained grounds
UtilitiesCity water and public sewer
PoolsSix of eight properties have a private in ground pool, most screened
GarageTwo car throughout
Days to sellAround 24
Price range$385,000 to $465,000, typical $439,700
Price per square footAround $205
What defines Monterey Cove

Monterey Cove at Bayside Details

A Gate, Then Another Turn

You do not drive straight in from a public road. Entry runs off Bayside Lakes Boulevard onto Bramblewood Circle, through the community gate, and then into Monterey Cove itself. That layered approach is why the street feels quieter than its distance from Emerson Drive would suggest, and it keeps cut through traffic out.

One Street, One Vintage

Everything on Gardendale Circle was built in 2004 or 2005. There is no mix of eras and no infill. That makes comparing houses unusually straightforward: same construction standards, same era of block and stucco, same window and roof generation, so the differences come down to condition, updates and whether there is a pool.

Amenities Beyond The Size

A neighborhood of this footprint would not normally carry a clubhouse, a community pool, tennis and basketball courts and a playground. Monterey Cove does, because it sits inside the larger Bayside Lakes structure. The Bayside Lakes clubhouse on Bramblewood Circle adds a gym and a lakeside patio on top of that.

Pools On Most Of The Lots

Six of the eight properties have a private in ground pool, most of them screened. On lots of 0.17 to 0.20 acre that is a tight fit but a well established one, and it means a house without a pool here is the exception rather than the norm when you are pricing.

Houses Move Quickly

Around 24 days is typical, which is fast for Palm Bay and considerably faster than the newer neighborhoods further west. If you are buying, be ready to decide. If you are selling, it means a correctly priced house on Gardendale Circle does not sit, and a house that does sit is telling you something.

Everything Is Twenty Years Old

Roofs, air handlers, water heaters and pool pumps in this neighborhood are all at the age where the first replacement has either happened or is due. Ask for dates on every one of them. Insurance carriers in Florida care about roof age specifically, so get that answer before you go far.

See what is actually available

Homes For Sale In Monterey Cove at Bayside

Current availability in Monterey Cove is below. The neighborhood is small and turns over quickly, so what is listed today may be gone inside a month, and the two lots with water behind them draw the most attention.

Straight answers

Monterey Cove at Bayside Frequently Asked Questions

Is Monterey Cove gated?

Yes. Access runs through the gate on Bramblewood Circle inside Bayside Lakes, then into Monterey Cove itself. Security gate features appear on nearly every property in the neighborhood, and the gate is part of what the monthly assessment funds along with the maintained common grounds.

What do the HOA dues cover?

About $115 to $124 a month, roughly $1,400 a year, through Monterey Cove At Bayside Lakes Homeowners Association with Sentry Management on the records. That covers the gate, maintained grounds and the amenity package: clubhouse, community pool, tennis courts, basketball court and playground. Get an estoppel for the exact figure and any pending assessment.

When were the homes built?

2004 and 2005, essentially all of them. That means original roofs are well past their first decade, air handlers are on borrowed time if untouched, and pool equipment has had at least one cycle. Several houses have been updated. Ask for dated documentation on the roof, the air conditioning and the water heater.

Do most homes have pools?

Yes. Six of the eight properties have a private in ground pool, most with a screen enclosure. That is unusually high, and it means a pool is close to a baseline expectation rather than a premium here. Factor cage condition and pump age into what you are willing to pay.

Is there waterfront in Monterey Cove?

Two of the properties have water behind them, with lake views from the rear of the house. It is a small neighborhood so those lots come up rarely. Bayside Lakes as a whole has water woven through it, which is where the name comes from.

What is Bayside Lakes?

The larger planned community that Monterey Cove sits inside, running off Bayside Lakes Boulevard in southwest Palm Bay. Its clubhouse at 2051 Bramblewood Circle carries a gym, a pool and a lakeside patio, with additional courts and shuffleboard on the grounds. Several separate neighborhoods sit inside its boundaries, each with its own association.

How fast do homes sell here?

Fast. Around 24 days is typical, which is quicker than most Palm Bay neighborhoods. Being one street, gated, single story and priced in the four hundreds puts it in front of a broad audience. Come prepared with financing sorted if you want to compete on a good one.

How far is Monterey Cove from shopping and I-95?

The Bayside Lakes commercial corridor is the closest retail, only minutes north on Bayside Lakes Boulevard. Malabar Road is the main arterial and reaches I-95 at exit 173. Melbourne is around half an hour. Palm Bay is inland, so the beach means a drive east and across a causeway.

Where Monterey Cove at Bayside sits

Gardendale Circle SE, Palm Bay 32909

Monterey Cove sits in the Bayside Lakes area of southwest Palm Bay. From I-95 the run is exit 173 at Malabar Road, west to San Filippo Drive or Emerson Drive, then south. Emerson Drive turns into Bayside Lakes Boulevard as it goes, and Bramblewood Circle is the left turn that leads to the gate. Once inside, Gardendale Circle is the next turn.

This corner of the city was planned as a unit, so the practical geography is good. Retail sits on the Bayside Lakes commercial corridor a few minutes north, Malabar Road is the arterial for anything bigger, and the parkway and I-95 are reachable without crossing the older Port Malabar grid. Melbourne is roughly half an hour. Palm Bay is inland, so the ocean means driving east and over a causeway.

Gated streetBuilt 2004 to 2005Clubhouse and courtsPools on most homesDues near $115 a monthPalm Bay 32909
Let us get behind the gate

Considering Monterey Cove at Bayside?

In a neighborhood where every house was built the same two years and most have a pool, the whole conversation is condition: roof date, air handler date, cage and pump, and whether the shutters are complete. My partner Nichole and I can get you in quickly, which matters when houses here move in under a month, and tell you what is fair. Call or text (321) 212-7676.