Milford Point
Fifty-one homes on the Banana River off North Banana River Drive, with private docks and boat lifts and no homeowners association telling you what to do with either. One of the few North Merritt Island pockets where direct river access is the whole point.
Milford Point, Merritt Island
Milford Point sits off North Banana River Drive on the North Merritt Island side, fifty-one homes with direct Banana River access. Private docks and boat lifts are the norm here rather than the exception.
The thing that separates it from most waterfront pockets in Brevard is that there is no homeowners association. No dues, no architectural review, no rules about what you park in the driveway or how tall your dock piling is. For a certain kind of buyer that is the entire appeal, and for another kind it is a warning. Both reactions are reasonable.
The homes span a wide era, roughly the 1960s through the 2000s, which means the housing stock varies enormously house to house. You will find original mid-century block homes next to substantial rebuilds. Historic sales have run from around $201,500 all the way to $1.46 million, and current listings have been considerably higher than that historic floor.
This is a boater's street first and a neighborhood second. If you do not have a boat and do not intend to get one, you are paying for water access you will not use.
Milford Point At A Glance
Milford Point is small and has no association publishing figures, so several numbers below come from a single source. We verify against county records for any specific address.
| Detail | What we can confirm |
|---|---|
| Location | Off North Banana River Drive, North Merritt Island, on the Banana River |
| Community size | 51 homes |
| Housing type | Single family |
| Era | Roughly 1960s through 2000s. Housing stock varies substantially house to house. |
| Water access | Direct Banana River access. Private docks and boat lifts are typical. |
| HOA | None reported. No dues, no architectural review. |
| Gated | No |
| Historic price range | Reported from about $201,500 to $1.46 million across the community's sales history. |
| Recent listings | Recent asking prices have been reported in the $1.2 million to $2.2 million range. We pull live comps before any offer. |
| What drives price | Dock and lift condition, seawall condition, water depth at your dock at low tide, and how much of the original house is left after any rebuild. |
Living At Milford Point
Direct Banana River Access
The reason the community exists. Private docks and lifts are standard.
No HOA
No dues and no architectural committee. Genuine freedom, and genuine variability in what your neighbors do.
Small Scale
Fifty-one homes means very few come to market in a given year.
Boat Lifts
Common here. Confirm whether the lift conveys and whether it was permitted.
North Merritt Island Position
Closer to Kennedy Space Center and the north end of the island.
Wide Housing Era
1960s originals through 2000s builds, so condition varies more than in a single-era subdivision.
Launch Views
North Merritt Island position puts you close to the pads.
Deep Water Question
Depth at low tide varies. Confirm it for your specific boat before you commit to an address.
Milford Point Frequently Asked Questions
Does Milford Point have an HOA?
No homeowners association has been reported for Milford Point. There are no dues and no architectural review, which is part of the appeal for many buyers and a consideration for others, since your neighbors face no restrictions either.
Is Milford Point on the water?
Yes. Milford Point sits on the Banana River off North Banana River Drive, and private docks and boat lifts are typical rather than unusual.
How many homes are in Milford Point?
Fifty-one. It is a small enclave, which means listings here are infrequent.
What do homes cost in Milford Point?
The community's reported sales history spans roughly $201,500 to $1.46 million, reflecting how much the housing stock varies. More recent asking prices have been reported considerably higher. We pull live comps before advising on any specific home.
Is Milford Point gated?
No.
What should I check before buying on the Banana River here?
Seawall condition, dock and lift permits, whether the lift conveys, and water depth at your dock at low tide for the boat you actually own. Unpermitted dock and seawall work is common on older Brevard waterfront and it becomes your problem at closing.
Can I get a large boat out from Milford Point?
That depends on your draft and on bridge clearances between you and open water. It is a specific question with a specific answer, and it is worth resolving before you fall in love with a house rather than after.
Is Milford Point good for a non-boater?
Honestly, no. You would be paying a waterfront premium for access you will not use. There are better values elsewhere on the island for buyers who do not need a dock.
Interested In Milford Point?
Fifty-one homes means almost nothing comes up here, and when it does the dock and seawall condition decide whether it is a good buy or an expensive one. We will get you the permit history before you write.
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