One loop street off Newfound Harbor in

Harbor Pines

Harbor Pines is a single street. Harbor Pines Drive leaves Newfound Harbor Drive, curves through the pines and ends in a cul-de-sac, and every home in the neighborhood has that one address. The houses went up between 1990 and 1996, the association has been a Florida corporation since 1988, and dues run about $165 a year.

353,500 to 565,000 dollars
PRICE RANGE
1990 to 1996
BUILT
One street, cul-de-sac
LAYOUT
About 165 dollars a year
ASSOCIATION
What Harbor Pines actually is

Harbor Pines In Merritt Island, Florida

Take State Road 520 to Newfound Harbor Drive and head south. A little over a mile down, Harbor Pines Drive turns east, loops around and terminates. That is the entire neighborhood. Every property is a 32952 address on Harbor Pines Drive, which is unusual even by Merritt Island standards and gives the place a self-contained feel that larger plats never achieve. Through traffic simply has no reason to enter.

The construction era matters here. These houses were built from 1990 through 1996, which puts them a full generation newer than the 1960s canal subdivisions that dominate the island. Living area runs 1,806 to 2,093 square feet with 1,896 in the middle, three or four bedrooms, two or three baths, and a two or three car garage. Lots are 0.17 to 0.25 acres. Exteriors are stucco over a mix of block and frame.

Harbor Pines Homeowners Association, Inc. was incorporated with the State of Florida on July 19, 1988 under document number N27499, with its registered address on Harbor Pines Drive itself. Dues are modest, generally $158 to $173 a year, and the association is run by owners rather than a paid office. That is enough structure to keep the entrance and common landscaping in order without imposing the cost of a full amenity budget.

Be clear about the water. Despite the Newfound Harbor address, no home in Harbor Pines has navigable water frontage. Some rear yards look over a drainage canal, and the Banana River is close, but you cannot keep a boat behind the house. What you get instead is a newer house at a lower carrying cost, with public water and public sewer rather than the septic systems common elsewhere on the south end.

Three of the six homes have an in-ground pool, two of them screened, and one is a heated salt water pool. Two homes carry impact windows throughout. Prices run $353,500 to $565,000 with $451,000 in the middle, or roughly $233 a square foot. Homes go under contract in about five weeks. Sellers have generally settled around 93 percent of the original asking number, so there is usually room to work.

The essentials

Harbor Pines At A Glance

Harbor Pines, condensed.

DetailWhat you get
DetailValue
LocationHarbor Pines Drive off Newfound Harbor Drive, South Merritt Island, FL 32952
Built1990 to 1996, median 1993
Home size1,806 to 2,093 square feet, median 1,896
Bedrooms3 to 4, median 4
Bathrooms2 to 3, median 2
Lot size0.17 to 0.25 acres, median 0.20
ConstructionStucco over block and frame, shingle roof
AssociationHarbor Pines Homeowners Association, Inc., Florida document N27499, incorporated July 19, 1988. Dues about $158 to $173 a year
UtilitiesPublic water, public sewer
StreetsHarbor Pines Drive only, ending in a cul-de-sac
WaterfrontNone navigable. Some rear yards face a drainage canal
Pools3 homes, 2 screened, 1 heated salt water
Storm protectionImpact windows on 2 homes
Garage2 to 3 spaces, 2 typical
Price range$353,500 to $565,000, median $451,000
Price per square footAbout $233
Age restrictedNo
What defines Harbor Pines

Harbor Pines Details

A Single Street With No Through Traffic

Harbor Pines Drive comes in, curves and stops. Nobody drives through on the way to somewhere else, which is why the cul-de-sac lots at the end are the ones owners hold onto longest.

Nineties Construction On A Sixties Island

Built 1990 to 1996, these homes carry vaulted ceilings, split floor plans and larger primary suites that the older island stock does not have. They also sit on public sewer, which most of South Merritt Island does not.

A Real But Inexpensive Association

Incorporated with the State of Florida in 1988 and still active, with dues generally between $158 and $173 a year. It is enough to maintain the entrance without the assessment risk that comes with pools, gates or a clubhouse.

Ten Minutes To The Atlantic

Newfound Harbor Drive runs back to State Road 520, and from there the causeway carries you into Cocoa Beach. The drive to sand is short enough that people here actually make it on a weeknight.

No Boat Behind The House

This is the honest limitation. There is no navigable frontage in Harbor Pines. If a boat is central to how you want to live, look at the canal neighborhoods instead, or plan on trailering to Kelly Park East or Kiwanis Island.

Negotiating Room Exists

Sellers here have typically settled near 93 percent of their original asking number, softer than the fast-moving north island communities. Come in prepared and there is usually a conversation to be had on price or on repairs.

See what is actually available

Homes For Sale In Harbor Pines

Current homes for sale in Harbor Pines. With six houses on one street, listings appear rarely, so set an alert rather than checking in occasionally.

Straight answers

Harbor Pines Frequently Asked Questions

Where is Harbor Pines in Merritt Island?

On South Merritt Island in the 32952 ZIP code. Take State Road 520 to Newfound Harbor Drive, head south about 1.2 miles, then turn east onto Harbor Pines Drive. The street loops and ends in a cul-de-sac.

Is there an HOA in Harbor Pines?

Yes. Harbor Pines Homeowners Association, Inc. has been registered with the Florida Division of Corporations since July 19, 1988 under document number N27499. Dues generally run $158 to $173 a year and cover common area upkeep.

Do Harbor Pines homes have water frontage?

No home in the neighborhood has navigable water frontage. Some rear yards overlook a drainage canal, and the Banana River is nearby, but there are no private docks and no community dock or ramp.

When were the homes built?

Between 1990 and 1996, with 1993 in the middle. That build window makes Harbor Pines one of the newer small neighborhoods on the south end of the island.

What do homes cost in Harbor Pines?

From about $353,500 to $565,000, with the middle near $451,000 and roughly $233 a square foot. Pool, garage bay count and whether the home has impact glass account for most of the spread.

Are the homes on septic or sewer?

Public sewer and public water, both. That is worth noting, because septic is the norm across much of South Merritt Island and it changes both your inspection list and your long term costs.

Is Harbor Pines gated or age restricted?

Neither. There is no gate at Harbor Pines Drive and there is no age restriction on ownership or occupancy. The privacy comes from the street layout rather than from a barrier.

How do I find out the flood zone for a specific house?

Brevard County Public Works, Floodplain Administration, at (321) 617-7340 is the county's official repository for the FEMA flood map panels. They issue written flood zone determinations and copies of elevation certificates for individual parcels.

Where Harbor Pines sits

Harbor Pines Drive off Newfound Harbor Drive, Merritt Island 32952

From the State Road 520 causeway, turn south onto Newfound Harbor Drive and follow it just over a mile as it runs down the east side of South Merritt Island. Harbor Pines Drive is the turn to the east. Once in, the road bends right and dead ends, so the six houses share one continuous frontage with no cross streets and no cut-throughs.

Position is the strong suit. Cocoa Beach and the Atlantic are about ten minutes east on the 520 causeway. Merritt Square, the hospital and the main retail corridor sit five to eight minutes north. Port Canaveral is roughly twenty five minutes, Kennedy Space Center around thirty five, and the Pineda Causeway toward Suntree and Interstate 95 about twenty minutes south on South Courtenay Parkway.

One street1990s builtLow duesPublic sewerCul-de-sac32952
We will watch this street for you

Considering Harbor Pines?

Six houses on one street means you may wait months for the right one, and then need to move in days. My partner Nichole and I will set the alert, pull the association documents in advance and have the questions answered before you tour. Call or text (321) 212-7676 and we will get you ready for the next opening on Harbor Pines Drive.