Living in Florida's Space Coast
BAY VILLAGE
Bay Village is the single-family neighborhood in Indian Harbour Beach where $615,000 was the median across four closed sales in the last twelve months, not one listing reported an association, and four of four had a private pool. Built 1984 to 1989.
Bay Village In Indian Harbour Beach, Florida
Bay Village sits in Indian Harbour Beach, in the 32937 zip code, on Bay and Carriage. Over the last twelve months four of the four properties I tracked here actually closed, at a $615,000 median.
The housing stock is 4 single-family homes, built 1984 to 1989. Sizes are consistent enough that the comparable sales here read cleanly.
Sellers closed at about 91 percent of original list, one of the softer ratios on the beachside. That usually means listings started high and cut more than once, not that buyers are stealing anything.
No association appears on any property here. No board, no dues, and no reserve fund either. The roof and the driveway are yours alone. Recorded deed restrictions may still apply, and I pull those for the specific parcel before you write.
Bay Village At A Glance
Every figure below comes from the last twelve months of Indian Harbour Beach market data for this neighborhood. Nothing here is an estimate.
| Detail | What you get |
|---|---|
| Housing type | 4 single-family homes, mostly one story |
| Home size range | Roughly 1,984 to 2,187 square feet, median about 2,099 |
| Bedrooms and baths | three to four bedrooms, two to three baths |
| Lot size | 0.20 to 0.30 acres, median about 0.22 |
| Year built | 1984 to 1989, median 1987 |
| Median sold price | $615,000 over the last twelve months |
| Sold price range | $600,000 to $730,000 |
| Price per square foot | About $306 median |
| HOA dues | None. All four recent listings reported no association. |
| Waterfront | None of the four recent listings reported water frontage |
| Private pools | 4 of 4 |
| Garage | 4 of 4 listings reported a garage |
| Property tax | About $7,725 median annual, ranging widely with assessment history |
| Days on market | 88 days median, at about 91 percent of original asking price |
| Location | Indian Harbour Beach, 32937 |
Bay Village Costs, Honestly
The line items that decide what this actually costs you, beyond the purchase price.
Insurance And Flood
Get the quote firstEvery address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.
No Reserve Fund Behind You
No association hereNo dues is a real advantage until the roof goes. There is no shared reserve on these streets, so the roof, the driveway, the AC and the fence are funded by you on your own timeline. That is a fair trade, but it should be a budgeted one.
The Tax Bill Resets
About $7,725 median todayThat is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.
Real Negotiating Room
About 91 percent of original listA 88 day median with closings near 91 percent of the original asking price. That is a genuine gap and it is where a prepared buyer makes money.
Bay Village Features
No HOA At All
All four recent listings reported no association. Nothing governs the paint color, the boat in the driveway or the fence line except the recorded deed restrictions on that plat.
Pools Are Standard
4 of the last 4 had a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than they do inland, so those get inspected separately from the house.
Mostly Single Story
4 of the 4 listings reporting stories were one level, typical of when this was platted.
Original Era Housing
Median year built is 1987. Roof age, wiring and plumbing are the three things that decide both your insurance quote and your first five years of budget.
Garages Are Common
4 of the 4 listings reported a garage, which on the beachside is less common than buyers expect.
Minutes To The Ocean
The Eau Gallie Causeway lands at the north edge of the city, which makes this the shortest mainland commute of any beach address in the county.
Homes For Sale Near Bay Village
Nothing is listed inside Bay Village at this moment, which happens in a neighborhood this size. Below is every active Indian Harbour Beach listing between $375,000 and $975,000, the band Bay Village actually trades in. Call me at (321) 212-7676 and I will tell you the day something lists on these streets.
Bay Village Frequently Asked Questions
What do homes sell for in Bay Village?
The median closed price over the last twelve months was $615,000 across four sales, ranging $600,000 to $730,000. Median price per square foot was $306.
Does Bay Village have an HOA?
No. All four recent listings reported no association. Recorded deed restrictions may still apply to the plat, and I pull those for the specific parcel.
How far is Bay Village from the beach?
Indian Harbour Beach is a barrier island city, so the Atlantic is a short walk or a two minute drive from anywhere in the neighborhood. None of these properties carry water frontage on record, which is part of why the pricing sits where it does.
Can you negotiate on price in Bay Village?
Sellers closed at about 91 percent of original list over the last year. That is softer than most of the beachside, which usually means listings started high rather than that buyers are getting bargains. I price the offer off the specific comparable sales, not the neighborhood average.
Are there pool homes in Bay Village?
Yes. 4 of the 4 properties have a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than inland, so I have those inspected separately from the structure.
What are property taxes like in Bay Village?
The median bill on record is about $7,725, but that is what the current owners pay. Florida caps annual assessment increases for homesteaded owners and the cap resets when the property sells, so your first bill can be materially higher. I run the reset number before you write an offer.
What is the buying process like in Bay Village?
I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.
Indian Harbour Beach, 32937
Bay Village sits in Indian Harbour Beach, in the 32937 zip code, on Bay and Carriage. This is the smallest of the beachside cities, wedged between Satellite Beach to the north and Indialantic to the south.
The Eau Gallie Causeway lands right at the northern edge, which gives Indian Harbour Beach the shortest mainland commute of any beach address in the county. Within a mile you can go from a townhouse in the four hundreds to a seven figure island home.
Near Bay Village In Indian Harbour Beach
Considering Bay Village?
If Bay Village is on your list, my partner Nichole and I are the agents to call. We work Indian Harbour Beach every week, we know these streets, and we will tell you straight whether a property is priced right. Reach out anytime at (321) 212-7676.
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