Living in Florida's Space Coast
TURTLE BAY
Turtle Bay is the single-family neighborhood in Melbourne Beach where $962,500 was the median across four closed sales in the last twelve months, two of four properties front the water, and the association runs about $225 a month. Built 1992 to 2017.
Turtle Bay In Melbourne Beach, Florida
Turtle Bay sits in Melbourne Beach, in the 32951 zip code, on Loggerhead. Over the last twelve months four of the four properties I tracked here actually closed, at a $962,500 median.
The housing stock is 4 single-family homes, built 1992 to 2017. The size range runs 2,654 to 4,757 square feet, which is wide enough that the neighborhood median tells you very little about any one property. Price it off the comparable sales on that street, not the plat.
Sellers closed at about 97 percent of original list, a normal working spread for beachside Brevard. The room that exists shows up on properties that have already cut once.
two of the four properties are waterfront. That single line is the biggest split inside Turtle Bay, and a waterfront property and an interior one on the same street should never be priced off each other.
Turtle Bay At A Glance
Every figure below comes from the last twelve months of Melbourne Beach market data for this neighborhood. Nothing here is an estimate.
| Detail | What you get |
|---|---|
| Housing type | 4 single-family homes, mostly one story |
| Home size range | Roughly 2,654 to 4,757 square feet, median about 2,898 |
| Bedrooms and baths | three to four bedrooms, three to six baths |
| Lot size | 0.32 to 0.55 acres, median about 0.36 |
| Year built | 1992 to 2017, median 2006 |
| Median sold price | $962,500 over the last twelve months |
| Sold price range | $728,643 to $1,800,000 |
| Price per square foot | About $333 median |
| HOA dues | $225 median a month, reported on 4 of 4 listings |
| Waterfront | 2 of 4, on the water |
| Private pools | 4 of 4 |
| Garage | 4 of 4 listings reported a garage |
| Property tax | About $8,025 median annual, ranging widely with assessment history |
| Days on market | 64 days median, at about 97 percent of original asking price |
| Location | Melbourne Beach, 32951 |
Turtle Bay Costs, Honestly
The line items that decide what this actually costs you, beyond the purchase price.
Insurance And Flood
Get the quote firstEvery address on this island is underwritten on its own elevation certificate, roof age and opening protection. Two properties on the same street can be thousands apart a year. I get you a real quote inside the inspection period, before the payment you are picturing becomes the payment you are stuck with.
The Seawall And The Dock
The item people forgetA seawall has a lifespan and replacing one is a five figure job. So is a dock, a lift and the electrical that runs them. On a property where the association may or may not own that structure, that question gets answered in writing before you go hard on a deposit.
The Tax Bill Resets
About $8,025 median todayThat is what the current owners pay, not what you will. Florida caps annual assessment increases for homesteaded owners and the cap resets on sale, so on a property somebody has held fifteen years your first bill can land materially higher. I run the reset number before you write.
Real Negotiating Room
About 97 percent of original listA 64 day median with closings near 97 percent of the original asking price. That is a narrow gap, so the win here comes from being ready to move rather than from grinding the price.
Turtle Bay Features
Waterfront Available
2 of the 4 properties front the water. Verify the seawall condition, the dock permit and the actual depth at low tide before you rely on a listing photo.
Association On Record
A median of $225 a month across 4 of the 4 listings. I pull the budget, the reserve study and the last two years of minutes before you go under contract.
Pools Are Standard
4 of the last 4 had a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than they do inland, so those get inspected separately from the house.
Mostly Single Story
3 of the 4 listings reporting stories were one level, typical of when this was platted.
A Very Wide Price Range
From $728,643 to $1,800,000 on the same streets, so condition and location inside the plat decide price far more than the address does.
Newer Construction
Median year built is 2006. Newer roofs and newer wiring generally quote better on insurance, which is worth real money here.
Homes For Sale Near Turtle Bay
Nothing is listed inside Turtle Bay at this moment, which happens in a neighborhood this size. Below is every active Melbourne Beach listing between $575,000 and $1,550,000, the band Turtle Bay actually trades in. Call me at (321) 212-7676 and I will tell you the day something lists on these streets.
Turtle Bay Frequently Asked Questions
What do homes sell for in Turtle Bay?
The median closed price over the last twelve months was $962,500 across four sales, ranging $728,643 to $1,800,000. Median price per square foot was $333.
Does Turtle Bay have an HOA?
Yes. The median reported association fee is $225 a month, on 4 of the 4 listings. What it covers varies, so I read the budget, the reserve study and the assessment history before you go under contract.
Is Turtle Bay waterfront?
2 of the 4 properties front the water. Which water it is changes the price, and on canal or river frontage the seawall, the dock permit and the low tide depth all need checking before you rely on the photos.
Can you negotiate on price in Turtle Bay?
Sellers closed at about 97 percent of original list over the last year. There is some room, and it tends to show up on properties that have already had a price cut. I price the offer off the specific comparable sales, not the neighborhood average.
Are there pool homes in Turtle Bay?
Yes. 4 of the 4 properties have a private pool. On the barrier island the pump, the heater and the screen enclosure age faster than inland, so I have those inspected separately from the structure.
What are property taxes like in Turtle Bay?
The median bill on record is about $8,025, but that is what the current owners pay. Florida caps annual assessment increases for homesteaded owners and the cap resets when the property sells, so your first bill can be materially higher. I run the reset number before you write an offer.
What is the buying process like in Turtle Bay?
I pull the closed comparable sales for the specific street, get a real wind and flood quote inside the inspection period, run the tax reset so the monthly payment you are picturing is the one you will actually have, and read whatever association or deed documents apply. Then we write. Call me at (321) 212-7676.
Melbourne Beach, 32951
Turtle Bay sits in Melbourne Beach, in the 32951 zip code, on Loggerhead. The town runs south along A1A from the Melbourne Causeway toward Sebastian Inlet, and the further south you go the thinner and quieter the island gets.
That geography is the whole story on price down here. A Melbourne Beach address can mean a 1950s cottage two blocks from the pier or a gated riverfront community fifteen minutes south. Those are different markets that happen to share a post office.
Near Turtle Bay In Melbourne Beach
Considering Turtle Bay?
If Turtle Bay is on your list, my partner Nichole and I are the agents to call. We work Melbourne Beach every week, we know these streets, and we will tell you straight whether a property is priced right. Reach out anytime at (321) 212-7676.
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